Home Loans

According to many economists, the Reserve Bank of Australia (RBA) is unlikely to change the national cash rate at its upcoming meeting on 18 and 19 March 2024. The real question is whether recent economic updates could affect when the RBA is likely to announce its first rate cut.

Mark Bristow -

12 Mar, 2024 -

5 min read

Home Loans

Unemployment reached a low 5.8 per cent in November according to the latest ABS figures for November, for the first time since May 2014, fuelled by a hefty rise in new jobs created of 71,400 which is the biggest monthly increase in decades. Some economists and commentators are now suggesting the RBA is more likely to leave the cash rate on hold in 2016, or up, as a result of the surprise jobs figures. Bank of America Merrill Lynch is one such organisation who is predicting the RBA could raise rates if the jobs boost continues, as reported in the Australian Financial Review.

Home Loans

The Reserve Bank has a largely positive view of the Australian and global economy, according to the minutes of this month��_s monetary policy meeting.

Nick Bendel -

19 Dec, 2017 -

2 min read

Bank Accounts

Do you know that lipstick sales are considered a way to know if we’re in a recession? It’s called the lipstick effect, or the lipstick index, and it’s regarded by some as a helpful way to understand how consumers are responding to an economic downturn.

Eden Radford -

25 Mar, 2024 -

4 min read

Bank Accounts

The latest job figures from the Australian Bureau of Statistics (ABS) show the nation��_s unemployment rate held steady over October 2017.

Mark Bristow -

17 Nov, 2017 -

2 min read

Bank Accounts

The latest Wage Price Index figures from the ABS shows a low increase of 0.6% for the seasonally adjusted index, with high levels of unemployment to blame.

Alex Ritchie -

15 Aug, 2018 -

2 min read

Superannuation

Australia��_s unemployment rate has remained unchanged, after an increase in job was cancelled out by an increase in people looking for work.

Nick Bendel -

21 Jul, 2017 -

2 min read

Superannuation

As the end of the financial year approaches, so too does the second round of early superannuation withdrawals.

Alison Cheung -

23 Jun, 2020 -

5 min read

Superannuation

Nine days was all it took for nearly 620,000 people to indicate they intend to pull money out of their nest eggs.

Alison Cheung -

14 Apr, 2020 -

3 min read

Savings Accounts

Nick Bendel -

15 Jun, 2017 -

2 min read

Savings Accounts

Unemployment levels are lower than they were a year ago, but these rates are slowing and wage growth could go with it.

Alex Ritchie -

08 Dec, 2017 -

5 min read

Savings Accounts

AustraliaÔøΩÔøΩ_s unemployment rate has remained at 5.6 per cent, despite a fall in full-time employment.

Nick Bendel -

17 Aug, 2017 -

2 min read

Personal Loans

Hallmark General Insurance Company, trading as Latitude Insurance, will provide refunds of approximately $1.1 million to 905 customers.

Nick Bendel -

22 Dec, 2017 -

2 min read

Credit Cards

Commonwealth Bank will refund about $10 million after selling unsuitable consumer credit insurance to tens of thousands of Australians.

Nick Bendel -

15 Aug, 2017 -

2 min read

Credit Cards

Things are looking up for the Aussie economy, with declining unemployment and the recent same-sex marriage survey result boosting consumer confidence to a 16-week high, according to ANZ and Roy Morgan Research.

Mark Bristow -

23 Nov, 2017 -

2 min read

Car Loans

Insurance provider QBE has paid out $15.9 million in refunds to car insurance customers who were receiving little to no benefit from their policies, following a review from the Australian Securities & Investments Commission (ASIC).

Mark Bristow -

03 Aug, 2017 -

2 min read

Credit Cards

A low income doesn't mean there aren't credit card options for you. Find and comare eligible low income credit cards with RateCity.

Alex Ritchie -

15 Jan, 2018 -

5 min read

Personal Loans

Find dental loans at RateCity and compare over 289 personal loans. View all product details, interest rates and fees to find the personal loan that suits your needs at RateCity.

Peter Terlato -

25 May, 2018 -

5 min read

Superannuation

If you’ve become unemployed, you may be wondering what to do with your superannuation when you’re not working. You may still be able to grow your super.

Jodie Humphries -

03 Mar, 2021 -

4 min read

Savings Accounts

How to negotiate a promotion

Laine Gordon -

10 Sep, 2014 -

3 min read

Savings Accounts

The ability to manage money is a valuable life skill - it brings certainty to our lives and minimises our exposure to risk. Research has found that poor financial literacy indicates a greater chance of being unemployed, earning a lower income or experiencing bankruptcy.

Savings Accounts

Start your summer holiday savings now

Laine Gordon -

03 Sep, 2009 -

3 min read

Home Loans

Future suffering First home owners to battle rising rates

Laine Gordon -

09 Oct, 2009 -

3 min read

Home Loans

After holding fire in July, the market expects the Reserve Bank to cut the official cash rate to a record low of 1.5 per cent when it meets next Tuesday. 

RateCity -

25 Jul, 2016 -

2 min read

Home Loans

Almost every aspect of our lives can now be customised to suit our needs. From our smartphones to our cars we are spoilt for choice and rarely have to compromise on anything. So when it comes to our home loan, a commitment we lock ourselves into for up to 30 years, why wouldn��_t you be picky?

Personal Loans

If you need a personal loan but fear that a low credit score might reduce your chances of getting one, you may be considering getting a personal loan with a co-signer. Find out how having a co-signer works.

Jodie Humphries -

01 Jan, 2021 -

4 min read

Credit Cards

Bad credit card debts are the next wave of the US credit crisis and the trend could spread to Australia. Credit card defaults are hitting record highs in America and there are signs more Australians could start getting into trouble with their plastic too.

Laine Gordon -

25 Nov, 2008 -

4 min read