Superannuation

If you’ve become unemployed, you may be wondering what to do with your superannuation when you’re not working. You may still be able to grow your super.

Jodie Humphries -

03 Mar, 2021 -

4 min read

Superannuation

You can contribute to your spouse's superannuation if they don’t earn enough for a reasonable retirement balance. Based on your contribution and their salary, you may get a tax offset.

Jodie Humphries -

27 Jan, 2021 -

4 min read

Superannuation

In a recession, super fund balances may reduce due to investments making a loss and early withdrawal of super benefits by eligible members. Find out what may happen to your super funds in a recession.

Jodie Humphries -

26 Feb, 2021 -

4 min read

Savings Accounts

How to negotiate a promotion

Laine Gordon -

10 Sep, 2014 -

3 min read

Savings Accounts

The ability to manage money is a valuable life skill - it brings certainty to our lives and minimises our exposure to risk. Research has found that poor financial literacy indicates a greater chance of being unemployed, earning a lower income or experiencing bankruptcy.

Savings Accounts

Start your summer holiday savings now

Laine Gordon -

03 Sep, 2009 -

3 min read

Home Loans

Future suffering First home owners to battle rising rates

Laine Gordon -

09 Oct, 2009 -

3 min read

Home Loans

After holding fire in July, the market expects the Reserve Bank to cut the official cash rate to a record low of 1.5 per cent when it meets next Tuesday. 

RateCity -

25 Jul, 2016 -

2 min read

Home Loans

Almost every aspect of our lives can now be customised to suit our needs. From our smartphones to our cars we are spoilt for choice and rarely have to compromise on anything. So when it comes to our home loan, a commitment we lock ourselves into for up to 30 years, why wouldn��_t you be picky?

Personal Loans

If you need a personal loan but fear that a low credit score might reduce your chances of getting one, you may be considering getting a personal loan with a co-signer. Find out how having a co-signer works.

Jodie Humphries -

01 Jan, 2021 -

4 min read

Personal Loans

Taking out a personal loan can be a big commitment, and it may take several years to pay off depending on your loan term. So, you might wonder if it’s necessary to take out insurance to cover yourself in the case of unexpected loss of income.

Georgia Brown -

04 Jun, 2021 -

3 min read

Personal Loans

A personal loan is a great way to fulfil your short-term financial goals. But this comes at high-interest rates, and there is little scope for mistakes. What happens if you’re forced into a situation where you miss your payment?

Jodie Humphries -

10 Dec, 2020 -

5 min read

Credit Cards

Bad credit card debts are the next wave of the US credit crisis and the trend could spread to Australia. Credit card defaults are hitting record highs in America and there are signs more Australians could start getting into trouble with their plastic too.

Laine Gordon -

25 Nov, 2008 -

4 min read

Credit Cards

A few years ago, people were talking about an "empty nest syndrome", as middle-aged parents were left in big houses they'd bought to accommodate themselves and their kids. But now those houses are filling up again.

Laine Gordon -

07 Oct, 2012 -

3 min read

Credit Cards

As more Australians fall victim to financial stress - a record number in the last financial year - now is the time to take control and get organised with household finances.

Laine Gordon -

12 Aug, 2013 -

4 min read