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mark-bristow

Mark Bristow

Personal Finance Editor

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Mark Bristow is RateCity's Home & Personal Finances Editor, and an experienced analyst, researcher, and producer. While primarily focused on Australian mortgage and home loan expertise, he has experience across energy, home and travel insurances. Mark has been a journalist and writer in the financial space for over ten years, previously researching and writing commercial real estate at CoreLogic. In the years since, Mark has worked for the Winning Group, Expedia, and has seen articles published at Lifehacker and Business Insider.

971 articles written by Mark Bristow

Car Loans

ASIC bans flex commissions to encourage fairer car finance

A formal ban on car finance flex commissions has been introduced by the Australian Securities & Investments Commission (ASIC), to help protect financially inexperienced consumers from excessive interest charges on their car loans.

mark-bristow

Mark Bristow -

07 Sep, 2017 -

2 min read

Home Loans

Housing affordability declines, rental affordability improves

While Australia’s home buyers continue to struggle with more challenging income requirements to afford housing, the nation’s renters are seeing conditions easing slightly across much of the country, according to a new report.

mark-bristow

Mark Bristow -

06 Sep, 2017 -

2 min read

Home Loans

How can I pay my loan off faster?

Whether you have a home loan, a personal loan or a car loan, it’s likely that you’d prefer your debt to be paid off as soon as possible. The longer you owe money to a bank or lender, the more interest you’ll be charged, until the total cost eventually exceeds any benefits offered by the loan.

mark-bristow

Mark Bristow -

05 Sep, 2017 -

5 min read

Savings Accounts

What are the pros and cons of having multiple bank accounts?

They say you shouldn’t keep all your eggs in one basket. But does this “tried-and-true” advice still hold up when you replace “eggs” with “money” and “basket” with “bank account”? When can having multiple accounts with one or more banks be beneficial, and when can it be problematic?

mark-bristow

Mark Bristow -

04 Sep, 2017 -

3 min read

Home Loans

Is it safe to get a home loan with a small lender?

While there are certainly benefits to getting your mortgage from a major bank like Australia’s Big Four, it’s the smaller lenders that tend to offer the more competitive interest rates, fees and charges that give the big banks a run for their money.

mark-bristow

Mark Bristow -

09 Aug, 2017 -

3 min read

Home Loans

CBA responds to AUSTRAC allegations

The Commonwealth Bank of Australia (CBA) has slashed the bonuses of its CEO and executive leadership in response to the recent legal action from the Australian Transaction Reports and Analysis Centre (AUSTRAC).

mark-bristow

Mark Bristow -

08 Aug, 2017 -

2 min read

Superannuation

More Aussies worried about retirement

A growing number of Australians are feeling less secure about their financial future, believing that their retirement will see them with too much debt and not enough savings.

mark-bristow

Mark Bristow -

07 Aug, 2017 -

2 min read

Home Loans

Foreign investors pay four times as much NSW stamp duty

The impact of recent changes to stamp duty in New South Wales is being felt, with a recent study by the Housing industry Association (HIA) finding foreign investors to be paying almost four times as much stamp duty in NSW as local buyers.

mark-bristow

Mark Bristow -

04 Aug, 2017 -

2 min read

Car Loans

QBE refunds car insurance after ASIC review

Insurance provider QBE has paid out $15.9 million in refunds to car insurance customers who were receiving little to no benefit from their policies, following a review from the Australian Securities & Investments Commission (ASIC).

mark-bristow

Mark Bristow -

03 Aug, 2017 -

2 min read

Personal Loans

Consumer credit insurance confusion spurs ASIC overhaul

The Australian Securities & Investments Commission (ASIC) has commenced work with representatives from the banking industry on reforming Consumer Credit Insurance (CCI) in Australia.

mark-bristow

Mark Bristow -

02 Aug, 2017 -

3 min read