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- Your Way Standard Variable Home Loan
Your Way Standard Variable Home Loan
- Owner Occupied
- Variable
- 5% min deposit
- P&I
Interest rate p.a.
8.54%
Comparison rate* p.a.
8.61%
Your Way Standard Variable Home Loan
- Owner Occupied
- Variable
- 5% min deposit
- P&I
Interest rate p.a.
8.54%
Comparison rate* p.a.
8.61%
UniBank Variable Rate Home Loan overview
For Your Way Standard Variable Home Loan (Principal & Interest)
Principal & Interest (P&I)
Loan type
Loan to value ratio
Interest rate
Comparison rate
Interest only
Loan type
Loan to value ratio
Interest rate
Comparison rate
Details
Maximum LVR
95%
Total repayments
Interest rate type
Variable
Borrowing range
$25k - $1m
Suitable for
Owner Occupiers
Loan term range
1 - 30 years
Repayment type
Principal and Interest
Applicable states
ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Repayment options
Fortnightly, Monthly, Weekly
Target Market Determination
Visit UniBank to view Target Market Determination.
Features
Extra repayments
Unlimited
Redraw facility
Redraw fee: $0
Offset account
Split interest facility
Loan portability
Repayment holiday available
Allow guarantors
Available for first home buyers
Other benefits
Fees
Total estimated upfront fees
$1.1k
Application fee
$600
Legal fee
$0
Valuation fee
$0
Settlement fee
$250
Other upfront fee
$250
Ongoing fee
$0
Discharge fee
$210
Other Restrictions
LVR > 95% Only Available for First Home Loan Deposit Scheme
Pros and Cons
For Your Way Standard Variable Home Loan
Benefits
- No ongoing fees
- Suitable for low deposits
- Parents can sign as guarantor
- Extra repayments and redraw facility
- Free redraw facility
- Split account option
Drawbacks
- No offset account
- Higher than average interest rate
- Higher than average upfront fee
- Discharge fee at end of loan
