*Deposit at least $200 a month into your USaver Ultra transaction or USaver savings account from a non-UBank account to earn bonus rate. This offer is available on balances up to $200,000.
Maximum rate
2.10%*
Base rate
1.04%
USaver with Ultra
Has no overseas ATM feesHas no international transaction fees
PromotedRateCity may receive remuneration for clicks on these links and/or as a consequence of a consumer acquiring a credit product after following these links.UBank terms and conditions
Maximum rateThe highest possible rate at which you can earn interest on your savings. May have conditions or an expiry date.
2.76%
Base rateThe default rate at which you can earn interest on your savings.
2.76%
Maximum monthly interestThis is the maximum interest rate.
$13.8
Total interest earnedThe amount you'll earn in interest on your savings deposits over your specified length of time.
$292.7
Ongoing feeHow much it costs to maintain the savings account.
$0
Pros and Cons
Pros
Has branch access
Has ATM access
Has EFTPOS facility
Has no ongoing fees
Has no minimum balances
Cons
Must satisfy conditions
Features
Maximum rateThe highest possible rate at which you can earn interest on your savings. May have conditions or an expiry date.
2.76%
Has eftpos facilityA savings account that can be accessed via EFTPOS.
Base rateThe default rate at which you can earn interest on your savings.
2.76%
Has phone facilityA savings account that can be accessed via phone banking.
Ultimate withdrawalThis is Ultimate Withdrawal
Has branch accessA savings account you can access in person at a branch.
Joint application availableThis is Joint Application Available
Minimum age restrictionsYou must be this old to open this savings account.
Is online onlyA savings account that's only accessible via the internet, with no branch access.
Maximum age restrictionsOnce an accountholder reaches the maximum age, their account may convert into another type of account, or their savings may transfer into a separate account.
13
Minimum opening depositThe smallest amount of money required to open this savings account.
$0
Has atm accessA savings account that can be accessed via ATMs.
Minimum amount
$0
Maximum amount
$49,999
Linked account requiredDo you also need to have a transaction account or similar account with the same financial institution?
Fees
Atm withdrawal feeAn extra charge for withdrawing your savings via an ATM.
$0
Eftpos feeAn extra charge for accessing your savings account via EFTPOS.
$0
Account keeping feesHow much it costs to maintain the savings account.
$0
Overseas eftpos feeAn extra charge for accessing your savings account via EFTPOS while overseas
$0
Internet transaction feeAn extra charge for making online transactions.
$0
Over the counter deposit feeAn extra charge for processing a deposit made in person.
$1
Phone transaction feeAn extra charge for making transactions via phone banking.
$0
Over the counter withdrawal feeAn extra charge for processing a withdrawal made in person.
$1
Compare and review savings accounts with similar featuresSelected based on performance and popularity on our site. RateCity may receive remuneration for referrals to these links and/or as a consequence of a consumer acquiring a product after following these links.