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- Smart Saver Account
Smart Saver Account
- Bonus interest with conditions
- Linked account required
Maximum rate p.a.
5.00%*
Base rate p.a.
0.05%
Smart Saver Account
- Bonus interest with conditions
- Linked account required
Maximum rate p.a.
5.00%*
Base rate p.a.
0.05%
RateCity says
"Meet the conditions of this competitive interest rate savings account and enjoy ongoing bonus interest, no ongoing fees and no minimum balance."
Pros and Cons
For Smart Saver Account
Benefits
- Maximum interest rate ranked in the best 20% (conditions may apply)
- Ongoing bonus interest (conditions apply)
- No ongoing account fees
- No minimum balance
Drawbacks
- This is a digital only product; branch and phone banking not available
- Only available with linked transaction account
BOQ Rate Savings Account overview
For Smart Saver Account
Account Details
Maximum rate p.a.
5.00%*
Minimum age restrictions
36
Base rate p.a.
0.05%
Maximum age restrictions
Maximum rate condition
*Deposit at least $1000 and make 5 or more elig...
Minimum opening deposit
$0
Interest calculation method
Tiered
Target Market Determination
Visit Bank of Queensland to view Target Market Determination.
Features
Joint application available
Is online only
Linked account required
Methods of Access
Internet facility
ATM access
Phone facility
Eftpos facility
Branch access
App
App only
Fees
Account keeping fees
$0
Eftpos fee
N/A
ATM withdrawal fee
N/A
Overseas eftpos fee
N/A
Internet transaction fee
N/A
Over the counter deposit fee
N/A
Phone transaction fee
N/A
Over the counter withdrawal fee
N/A
Other Restrictions
Bonus Criteria. Physical access to BOQ branches to deposit money only