Important disclosure

Heritage Bank, a trading name of Heritage and People’s Choice Limited

Pension Plus

Real Time Rating™

  • App banking
  • Online banking
Maximum rate

2.50%

p.a

Base rate

2.50%

p.a

Real Time Rating™
Tags
  • App banking
  • Online banking
Maximum rate

2.50%

p.a

Base rate

2.50%

p.a

Pros and cons

For Pension Plus

Benefits

  • Better than average maximum interest rate
  • No ongoing account fees

Heritage Bank Rate Savings account overview

For Pension Plus

Account Details

Maximum rate

2.50%

p.a

Minimum age restrictions

55

Base rate

2.50%

p.a

Maximum age restrictions

Maximum rate condition

Not applicable

Minimum opening deposit

$1

Interest calculation method

Tiered

Target Market Determination

Visit Heritage Bank, a trading name of Heritage and People’s Choice Limited to view Target Market Determination.

Features

Joint application available

Is online only

Methods of Access

Internet facility

ATM access

Phone facility

Eftpos facility

Branch access

App

App only

Fees

Eftpos fee

$0

ATM withdrawal fee

$0

Overseas eftpos fee

$0

Internet transaction fee

$0

Over the counter deposit fee

$0

Phone transaction fee

$0

Over the counter withdrawal fee

$0

Promoted savings accounts

Promoted

Westpac Life - 18 to 29 years old

Real Time Rating™
  • Bonus interest with conditions
  • App banking
  • Online banking
  • Linked account required

2024 Award Winner

*Make a deposit and make 5+ purchases on your Westpac Choice account each month

Maximum rate

5.20%*

p.a

Base rate

2.00%

p.a

Promoted

Savings Maximiser

Real Time Rating™
  • Bonus interest with conditions
  • App banking
  • Online banking
  • Linked account required

2024 Award Winner

*Deposit at least $1000, make 5+ card purchases and grow your account's balance

Maximum rate

5.50%*

p.a

Base rate

0.55%

p.a

Promoted

Pension Plus

Real Time Rating™
  • App banking
  • Online banking
Maximum rate

3.20%

p.a

Base rate

3.20%

p.a

Promoted

Gold Class

Real Time Rating™
  • App banking
  • Online banking
Maximum rate

0.75%

p.a

Base rate

0.75%

p.a