Best regular savers account

The top-rated savings accounts suitable for the everyday saver. Assumes a $10,000 starting balance and monthly deposits of $600. Excludes kids' and pensioners' accounts.

Ranking
1
2 position up today
Maximum rate

1.20%*

% p.a

Company
Base rate

0.10

% p.a

Maximum monthly interest

$15

Total interest earned

$114.5

Ranking
2
2 position up today
Maximum rate

1.35%*

% p.a

Company
Base rate

0.05

% p.a

Maximum monthly interest

$16.9

Total interest earned

$128.9

Ranking
3
25 position up today
Maximum rate

1.25%*

% p.a

Company
Base rate

0.10

% p.a

Maximum monthly interest

$15.6

Total interest earned

$119.3

Ranking
4
4 position down today
Maximum rate

1.20%*

% p.a

Company
Base rate

0.10

% p.a

Maximum monthly interest

$15

Total interest earned

$114.5

Ranking
5
1 position down today
Maximum rate

1.10%*

% p.a

Company
Base rate

0.10

% p.a

Maximum monthly interest

$13.8

Total interest earned

$104.9

Ranking
6
1 position down today
Maximum rate

1.10%*

% p.a

Company
Base rate

0.05

% p.a

Maximum monthly interest

$13.8

Total interest earned

$104.9

Ranking
7
4 position up today
Maximum rate

1.20%*

% p.a

Company
Base rate

0.10

% p.a

Maximum monthly interest

$15

Total interest earned

$114.5

Ranking
8
1 position down today
Maximum rate

1.00%*

% p.a

Company
Base rate

0.01

% p.a

Maximum monthly interest

$12.5

Total interest earned

$95.3

Ranking
9
1 position down today
Maximum rate

1.05%*

% p.a

Company
Base rate

0.05

% p.a

Maximum monthly interest

$13.1

Total interest earned

$100.1

Ranking
10
1 position up today
Maximum rate

1.10

% p.a

intro 4 months then 0.95%

Company
Base rate

0.95

% p.a

Maximum monthly interest

$6.4

Total interest earned

$93.3

Ranking
11
1 position up today
Maximum rate

0.85%*

% p.a

Company
Base rate

0.10

% p.a

Maximum monthly interest

$10.6

Total interest earned

$81

Ranking
12
1 position up today
Maximum rate

0.80%*

% p.a

Company
Base rate

0.05

% p.a

Maximum monthly interest

$10

Total interest earned

$76.2

Ranking
13
1 position up today
Maximum rate

0.85%*

% p.a

Company
Base rate

0.05

% p.a

Maximum monthly interest

$10.6

Total interest earned

$81

Ranking
14
1 position up today
Maximum rate

0.90%*

% p.a

Company
Base rate

0.10

% p.a

Maximum monthly interest

$11.3

Total interest earned

$85.8

Ranking
15
1 position up today
Product
Maximum rate

0.90

% p.a

Company
Base rate

0.90

% p.a

Maximum monthly interest

$11.3

Total interest earned

$85.8

Ranking
16
1 position up today
Maximum rate

0.90%*

% p.a

Company
Base rate

0.10

% p.a

Maximum monthly interest

$11.3

Total interest earned

$85.8

Ranking
17
1 position up today
Maximum rate

0.75%*

% p.a

Company
Base rate

0.10

% p.a

Maximum monthly interest

$9.4

Total interest earned

$71.4

Ranking
18
1 position up today
Maximum rate

0.76%*

% p.a

Company
Base rate

0.01

% p.a

Maximum monthly interest

$9.5

Total interest earned

$72.4

Ranking
19
1 position up today
Maximum rate

0.80%*

% p.a

Company
Base rate

0.05

% p.a

Maximum monthly interest

$10

Total interest earned

$76.2

Ranking
20
1 position up today
Maximum rate

0.76%*

% p.a

Company
Base rate

0.35

% p.a

Maximum monthly interest

$9.5

Total interest earned

$72.4