Best savings account for regular savers

The top-rated savings accounts suitable for the everyday saver. Assumes a $10,000 starting balance and monthly deposits of $600. Excludes kids' and pensioners' accounts.

Ranking
1
56 position up today
Maximum rate

3.00%*

Company
Westpac
Base rate

0.20%

Maximum monthly interest

$12.5

Total interest earned

$288

Ranking
2
2 position up today
Maximum rate

1.20%*

Company
86 400
Base rate

0.10%

Maximum monthly interest

$5

Total interest earned

$114.5

Ranking
3
2 position up today
Maximum rate

1.35%*

Company
ING
Base rate

0.05%

Maximum monthly interest

$5.6

Total interest earned

$128.9

Ranking
4
1 position up today
Maximum rate

1.35%

Intro 4 months then 1.20%

Company
Macquarie Bank
Base rate

1.20%

Maximum monthly interest

$5.6

Total interest earned

$128.9

Ranking
5
1 position up today
Maximum rate

1.20%*

Company
ME Bank
Base rate

0.05%

Maximum monthly interest

$5

Total interest earned

$114.5

Ranking
6
1 position up today
Maximum rate

1.10%*

Company
UBank
Base rate

0.10%

Maximum monthly interest

$4.6

Total interest earned

$104.9

Ranking
7
3 position down today
Maximum rate

1.20%*

Company
MyState Bank
Base rate

0.10%

Maximum monthly interest

$5

Total interest earned

$114.5

Ranking
8
1 position up today
Maximum rate

1.10%*

Company
Up
Base rate

-

Maximum monthly interest

$4.6

Total interest earned

$104.9

Ranking
9
1 position up today
Maximum rate

0.95%*

Company
Suncorp Bank
Base rate

0.05%

Maximum monthly interest

$4

Total interest earned

$90.6

Ranking
10
1 position up today
Maximum rate

1.00%*

Company
Qudos Bank
Base rate

0.05%

Maximum monthly interest

$4.2

Total interest earned

$95.3

Ranking
11
1 position up today
Maximum rate

1.10%*

Company
Australian Unity
Base rate

0.25%

Maximum monthly interest

$4.6

Total interest earned

$104.9

Ranking
12
1 position up today
Maximum rate

1.06%*

Company
Heritage Bank
Base rate

0.01%

Maximum monthly interest

$4.4

Total interest earned

$101.1

Ranking
13
1 position up today
Maximum rate

1.05%*

Company
Bank of Queensland
Base rate

0.05%

Maximum monthly interest

$4.4

Total interest earned

$100.1

Ranking
14
1 position up today
Maximum rate

1.00%*

Company
MOVE Bank
Base rate

0.10%

Maximum monthly interest

$4.2

Total interest earned

$95.3

Ranking
15
1 position up today
Maximum rate

0.95%*

Company
CUA
Base rate

0.05%

Maximum monthly interest

$4

Total interest earned

$90.6

Ranking
16
1 position up today
Maximum rate

0.96%*

Company
Geelong Bank
Base rate

0.50%

Maximum monthly interest

$4

Total interest earned

$91.5

Ranking
17
1 position up today
Maximum rate

0.95%*

Company
QBANK
Base rate

0.05%

Maximum monthly interest

$4

Total interest earned

$90.6

Ranking
18
1 position up today
Maximum rate

1.00%*

Company
RACQ Bank
Base rate

0.01%

Maximum monthly interest

$4.2

Total interest earned

$95.3

Ranking
19
1 position up today
Maximum rate

0.86%*

Company
Laboratories Credit Union
Base rate

0.01%

Maximum monthly interest

$3.6

Total interest earned

$81.9

Ranking
20
1 position up today
Product
Maximum rate

1.00%

Company
Volt Bank
Base rate

1.00%

Maximum monthly interest

$4.2

Total interest earned

$95.3