Best savings account for regular savers

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Best regular savers account

The top-rated savings accounts suitable for the everyday saver. Assumes a $10,000 starting balance and monthly deposits of $600. Excludes kids' and pensioners' accounts.

Ranking 1 2 position up today	Product Save Account Deposit $1,000+ each month	Maximum rate 1.20%* % p.a	Company Compare	Base rate 0.10 % p.a	Maximum monthly interest $15	Total interest earned $114.5
Ranking 2 2 position up today	Product Savings Maximiser Customers must complete the following each month: 1. Deposit at least $1,000 from an external source; 2. Make 5+ settled card purchases; and 3. Grow the balance on the nominated Savings Maximiser account – i.e. make sure there’s more in the account at the end of the month (excluding interest) than there was at the end of the previous month.	Maximum rate 1.35%* % p.a	Company Compare	Base rate 0.05 % p.a	Maximum monthly interest $16.9	Total interest earned $128.9
Ranking 3 25 position up today	Product AMP Saver Account Deposit at least $250 a month into your AMP Saver Account and receive bonus interest on the first $250,000.	Maximum rate 1.25%* % p.a	Company Compare	Base rate 0.10 % p.a	Maximum monthly interest $15.6	Total interest earned $119.3
Ranking 4 4 position down today	Product Virgin Money Boost Saver special Get 5,000 bonus Virgin Money Points^ when you make a purchase (that settles), direct debit or BPAY payment in the first 30 days on your new Go Account. Deposit $2,000 or more into your Virgin Money Go Account from an external account, and make at least 5 debit card purchases, direct debit or BPAY payments in the previous month	Maximum rate 1.20%* % p.a	Company Compare	Base rate 0.10 % p.a	Maximum monthly interest $15	Total interest earned $114.5
Ranking 5 1 position down today	Product USave with USpend Deposit at least $200 a month into your USpend transaction account or USave savings account from a non-UBank account to earn bonus rate. This offer is available on balances up to $250,000.	Maximum rate 1.10%* % p.a	Company Compare	Base rate 0.10 % p.a	Maximum monthly interest $13.8	Total interest earned $104.9
Ranking 6 1 position down today	Product Online Savings Account To receive bonus interest, open an Online Savings Account and a ME Everyday Transaction Account and Tap & go™ at least four times a month and you could get bonus interest on savings balances up to $250,000.	Maximum rate 1.10%* % p.a	Company Compare	Base rate 0.05 % p.a	Maximum monthly interest $13.8	Total interest earned $104.9
Ranking 7 4 position up today	Product Bonus Saver Account Bonus interest is paid when a customer has made an eligible deposit of $20 into the Bonus Saver account in the calendar month and made 5 eligible Visa card purchases on the linked Everyday or Glide account in the calendar month	Maximum rate 1.20%* % p.a	Company Compare	Base rate 0.10 % p.a	Maximum monthly interest $15	Total interest earned $114.5
Ranking 8 1 position down today	Product Bonus Saver Account Bonus rate interest is paid if deposits totalling at least $100 and no debit transactions are made to the account during the calendar month.	Maximum rate 1.00%* % p.a	Company Compare	Base rate 0.01 % p.a	Maximum monthly interest $12.5	Total interest earned $95.3
Ranking 9 1 position down today	Product Fast Track Saver Account Receive bonus interest when you deposit $1000 into a linked Day2Day account from an external account and make 5 eligible transactions per month. Available on balances up to $250,000.	Maximum rate 1.05%* % p.a	Company Compare	Base rate 0.05 % p.a	Maximum monthly interest $13.1	Total interest earned $100.1
Ranking 10 1 position up today	Product Macquarie Savings Account	Maximum rate 1.10 % p.a intro 4 months then 0.95%	Company Compare	Base rate 0.95 % p.a	Maximum monthly interest $6.4	Total interest earned $93.3
Ranking 11 1 position up today	Product Bonus Saver Minimum deposit of $200 and no withdrawals within a calendar month.	Maximum rate 0.85%* % p.a	Company Compare	Base rate 0.10 % p.a	Maximum monthly interest $10.6	Total interest earned $81
Ranking 12 1 position up today	Product Bonus Saver Account Make no withdrawals during the month	Maximum rate 0.80%* % p.a	Company Compare	Base rate 0.05 % p.a	Maximum monthly interest $10	Total interest earned $76.2
Ranking 13 1 position up today	Product Bonus Saver Deposit at least $200 and make no withdrawals during the month	Maximum rate 0.85%* % p.a	Company Compare	Base rate 0.05 % p.a	Maximum monthly interest $10.6	Total interest earned $81
Ranking 14 1 position up today	Product Online Saver Bonus rate applies when no withdrawals are made during the calendar month	Maximum rate 0.90%* % p.a	Company Compare	Base rate 0.10 % p.a	Maximum monthly interest $11.3	Total interest earned $85.8
Ranking 15 1 position up today	Product Volt Save	Maximum rate 0.90 % p.a	Company Compare	Base rate 0.90 % p.a	Maximum monthly interest $11.3	Total interest earned $85.8
Ranking 16 1 position up today	Product PremiumSaver Balance must be increased by $200 a month	Maximum rate 0.90%* % p.a	Company Compare	Base rate 0.10 % p.a	Maximum monthly interest $11.3	Total interest earned $85.8
Ranking 17 1 position up today	Product Active Saver Deposit $250 and make no withdrawals each month.	Maximum rate 0.75%* % p.a	Company Compare	Base rate 0.10 % p.a	Maximum monthly interest $9.4	Total interest earned $71.4
Ranking 18 1 position up today	Product Bonus Plus Saver Make at least 1 deposit and make no withdrawals in the calendar month	Maximum rate 0.76%* % p.a	Company Compare	Base rate 0.01 % p.a	Maximum monthly interest $9.5	Total interest earned $72.4
Ranking 19 1 position up today	Product Growth Saver Account Grow your net balance by $200 or more (excluding interest) and make no more than one withdrawal during the month	Maximum rate 0.80%* % p.a	Company Compare	Base rate 0.05 % p.a	Maximum monthly interest $10	Total interest earned $76.2
Ranking 20 1 position up today	Product iSaver Minimum deposit of $200 a month	Maximum rate 0.76%* % p.a	Company Compare	Base rate 0.35 % p.a	Maximum monthly interest $9.5	Total interest earned $72.4