Best savings account for regular savers

Home
Savings Accounts

Best regular savers account

The top-rated savings accounts suitable for the everyday saver. Assumes a $10,000 starting balance and monthly deposits of $600. Excludes kids' and pensioners' accounts.

Ranking 1 3 position up today	Product Virgin Money Boost Saver special Boost your savings with a 1.50% intro rate for 3 months on a bundled Virgin Money Boost Saver. Earn up to 1.20% thereafter when you meet the monthly criteria. Offer ends 30/11/2021. Deposit $2,000 or more into your Virgin Money Go Account from an external account, and make at least 5 debit card purchases, direct debit or BPAY payments in the previous month.	Maximum rate 1.50%* % p.a	Company Compare	Base rate 0.10 % p.a	Maximum monthly interest $19	Total interest earned $144	Highlighted
Ranking 2 1 position down today	Product Save Account Deposit $200+ each month	Maximum rate 1.20%* % p.a	Company Compare	Base rate 0.10 % p.a	Maximum monthly interest $15	Total interest earned $115
Ranking 3 1 position down today	Product Savings Maximiser Customers must complete the following each month: 1. Deposit at least $1,000 from an external source; 2. Make 5+ settled card purchases; and 3. Grow the balance on the nominated Savings Maximiser account – i.e. make sure there’s more in the account at the end of the month (excluding interest) than there was at the end of the previous month.	Maximum rate 1.35%* % p.a	Company Compare	Base rate 0.05 % p.a	Maximum monthly interest $17	Total interest earned $129
Ranking 4 1 position down today	Product AMP Saver Account Deposit at least $250 a month into your AMP Saver Account and receive bonus interest on the first $250,000.	Maximum rate 1.16%* % p.a	Company Compare	Base rate 0.01 % p.a	Maximum monthly interest $15	Total interest earned $111
Ranking 5 1 position down today	Product USave with USpend Deposit at least $200 a month into your USpend transaction account or USave savings account from a non-UBank account to earn bonus rate. This offer is available on balances up to $250,000.	Maximum rate 1.05%* % p.a	Company Compare	Base rate 0.05 % p.a	Maximum monthly interest $13	Total interest earned $100
Ranking 6 1 position up today	Product Fast Track Saver Account Receive bonus interest when you deposit $1000 into a linked Day2Day account from an external account and make 5 eligible transactions per month. Available on balances up to $250,000.	Maximum rate 1.05%* % p.a	Company Compare	Base rate 0.05 % p.a	Maximum monthly interest $13	Total interest earned $100
Ranking 7 1 position down today	Product Online Savings Account To receive bonus interest, open an Online Savings Account and a ME Everyday Transaction Account and Tap & go™ at least four times a month and you could get bonus interest on savings balances up to $250,000.	Maximum rate 1.00%* % p.a	Company Compare	Base rate 0.05 % p.a	Maximum monthly interest $13	Total interest earned $96
Ranking 8 1 position up today	Product Bonus Saver Account Bonus interest is paid when a customer has made an eligible deposit of $20 into the Bonus Saver account in the calendar month and made 5 eligible Visa card purchases on the linked Everyday or Glide account in the calendar month	Maximum rate 1.10%* % p.a	Company Compare	Base rate 0.05 % p.a	Maximum monthly interest $14	Total interest earned $105
Ranking 9 1 position down today	Product Macquarie Savings Account	Maximum rate 1.10 % p.a intro 4 months then 0.95%	Company Compare	Base rate 0.95 % p.a	Maximum monthly interest $12	Total interest earned $94
Ranking 10 1 position up today	Product Bonus Saver Minimum deposit of $200 and no withdrawals within a calendar month.	Maximum rate 0.85%* % p.a	Company Compare	Base rate 0.10 % p.a	Maximum monthly interest $11	Total interest earned $81
Ranking 11 1 position up today	Product Bonus Saver Deposit at least $200 and make no withdrawals during the month	Maximum rate 0.85%* % p.a	Company Compare	Base rate 0.05 % p.a	Maximum monthly interest $11	Total interest earned $81
Ranking 12 1 position up today	Product Online Saver Bonus rate applies when no withdrawals are made during the calendar month	Maximum rate 0.90%* % p.a	Company Compare	Base rate 0.10 % p.a	Maximum monthly interest $12	Total interest earned $86
Ranking 13 1 position up today	Product Volt Save	Maximum rate 0.90 % p.a	Company Compare	Base rate 0.90 % p.a	Maximum monthly interest $12	Total interest earned $86
Ranking 14 1 position up today	Product PremiumSaver Balance must be increased by $200 a month	Maximum rate 0.90%* % p.a	Company Compare	Base rate 0.10 % p.a	Maximum monthly interest $12	Total interest earned $86
Ranking 15 1 position up today	Product Active Saver Deposit $250 and make no withdrawals each month.	Maximum rate 0.75%* % p.a	Company Compare	Base rate 0.10 % p.a	Maximum monthly interest $10	Total interest earned $72
Ranking 16 1 position up today	Product Bonus Saver Account Make no withdrawals during the month	Maximum rate 0.70%* % p.a	Company Compare	Base rate 0.05 % p.a	Maximum monthly interest $9	Total interest earned $67
Ranking 17 1 position up today	Product Bonus Saver Account Bonus rate interest is paid if deposits totalling at least $100 and no debit transactions are made to the account during the calendar month.	Maximum rate 0.70%* % p.a	Company Compare	Base rate 0.01 % p.a	Maximum monthly interest $9	Total interest earned $67
Ranking 18 1 position up today	Product MySavings account	Maximum rate 0.80 % p.a	Company Compare	Base rate 0.80 % p.a	Maximum monthly interest $10	Total interest earned $76
Ranking 19 1 position up today	Product Bonus Plus Saver Make at least 1 deposit and make no withdrawals in the calendar month	Maximum rate 0.76%* % p.a	Company Compare	Base rate 0.01 % p.a	Maximum monthly interest $10	Total interest earned $73
Ranking 20 1 position up today	Product Saver 5 or more card purchases per month from your Everyday Account.	Maximum rate 0.70%* % p.a	Company Compare	Base rate - % p.a	Maximum monthly interest $9	Total interest earned $67

powering smart financial decisions

Best regular savers account

Features

Important Links

Knowledge Hub

Compare & Save

Newsletter