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Best standard savings account
The top-rated savings accounts suitable for savers who want complete freedom while still earning interest. Assumes a balance of $10,000 at any given time. Excludes kids' and pensioners' accounts, as well as accounts that offer bonus interest if certain terms and conditions are met each month.
Ranking 1 1 position up today | Product | Maximum rate  1.10 % p.a intro 4 months then 0.95% | Company | Base rate 0.95 % p.a | Maximum monthly interest $12 | Total interest earned $94 | Highlighted |
Ranking 2 1 position up today | Product | Maximum rate 0.90 % p.a | Company | Base rate 0.90 % p.a | Maximum monthly interest $12 | Total interest earned $86 | |
Ranking 3 1 position up today | Product | Maximum rate 0.80 % p.a | Company | Base rate 0.80 % p.a | Maximum monthly interest $10 | Total interest earned $76 | |
Ranking 4 1 position up today | Product | Maximum rate 0.60 % p.a | Company | Base rate 0.60 % p.a | Maximum monthly interest $8 | Total interest earned $57 | |
Ranking 5 1 position up today | Product | Maximum rate 0.65 % p.a | Company | Base rate 0.65 % p.a | Maximum monthly interest $8 | Total interest earned $62 | |
Ranking 6 1 position down today | Product | Maximum rate 0.50 % p.a | Company | Base rate 0.50 % p.a | Maximum monthly interest $6 | Total interest earned $48 | |
Ranking 7 1 position up today | Product | Maximum rate 1.10 % p.a intro 4 months then 0.35% | Company | Base rate 0.35 % p.a | Maximum monthly interest $6 | Total interest earned $47 | |
Ranking 8 1 position up today | Product | Maximum rate 0.45 % p.a | Company | Base rate 0.45 % p.a | Maximum monthly interest $6 | Total interest earned $43 | |
Ranking 9 1 position up today | Product | Maximum rate 0.50 % p.a | Company | Base rate 0.50 % p.a | Maximum monthly interest $6 | Total interest earned $48 | |
Ranking 10 1 position up today | Product | Maximum rate 0.45 % p.a | Company | Base rate 0.45 % p.a | Maximum monthly interest $6 | Total interest earned $43 | |
Ranking 11 1 position up today | Product | Maximum rate 0.40 % p.a | Company | Base rate 0.40 % p.a | Maximum monthly interest $5 | Total interest earned $38 | |
Ranking 12 1 position up today | Product | Maximum rate 0.45 % p.a | Company | Base rate 0.45 % p.a | Maximum monthly interest $6 | Total interest earned $43 | |
Ranking 13 4 position up today | Product | Maximum rate 0.30 % p.a | Company | Base rate 0.30 % p.a | Maximum monthly interest $4 | Total interest earned $29 | |
Ranking 14 4 position up today | Product | Maximum rate 0.30 % p.a | Company | Base rate 0.30 % p.a | Maximum monthly interest $4 | Total interest earned $29 | |
Ranking 15 4 position up today | Product | Maximum rate 0.35 % p.a | Company | Base rate 0.35 % p.a | Maximum monthly interest $4 | Total interest earned $33 | |
Ranking 16 4 position up today | Product | Maximum rate 0.35 % p.a | Company | Base rate 0.35 % p.a | Maximum monthly interest $4 | Total interest earned $33 | |
Ranking 17 4 position up today | Product | Maximum rate 0.25 % p.a | Company | Base rate 0.25 % p.a | Maximum monthly interest $3 | Total interest earned $24 | |
Ranking 18 4 position up today | Product | Maximum rate 0.30 % p.a | Company | Base rate 0.30 % p.a | Maximum monthly interest $4 | Total interest earned $29 | |
Ranking 19 4 position up today | Product | Maximum rate 0.75 % p.a intro 4 months then 0.05% | Company | Base rate 0.05 % p.a | Maximum monthly interest $4 | Total interest earned $18 | |
Ranking 20 4 position up today | Product | Maximum rate 0.50 % p.a | Company | Base rate 0.50 % p.a | Maximum monthly interest $6 | Total interest earned $48 |