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Best standard savings account
The top-rated savings accounts suitable for savers who want complete freedom while still earning interest. Assumes a balance of $10,000 at any given time. Excludes kids' and pensioners' accounts, as well as accounts that offer bonus interest if certain terms and conditions are met each month.
Ranking | Product | Maximum rate | Company | Base rate | Maximum monthly interest | Total interest earned |
|---|---|---|---|---|---|---|
1 51 position up today | 3.00% |  | 0.40% | $12.5 | $288 | |
2 1 position up today | 1.50% Intro 4 months then 1.35% |  | 1.35% | $6.3 | $143.3 | |
3 1 position down today | 1.25% |  | 1.25% | $5.2 | $119.3 | |
4 1 position up today | 1.60% Intro 4 months then 0.80% |  | 0.80% | $6.7 | $152.9 | |
5 1 position up today | 1.00% |  | 1.00% | $4.2 | $95.3 | |
6 1 position up today | 0.90% |  | 0.90% | $3.8 | $85.8 | |
7 1 position up today | 1.00% |  | 1.00% | $4.2 | $95.3 | |
8 1 position up today | 1.00% |  | 1.00% | $4.2 | $95.3 | |
9 1 position up today | 0.80% |  | 0.80% | $3.3 | $76.2 | |
10 1 position up today | 0.70% |  | 0.70% | $2.9 | $66.7 | |
11 1 position down today | 0.85% |  | 0.85% | $3.5 | $81 | |
12 1 position up today | 0.75% |  | 0.75% | $3.1 | $71.4 | |
13 1 position up today | 0.80% |  | 0.80% | $3.3 | $76.2 | |
14 1 position up today | 0.70% |  | 0.70% | $2.9 | $66.7 | |
15 1 position up today | 1.30% Intro 4 months then 0.50% |  | 0.50% | $5.4 | $124.1 | |
16 1 position up today | 0.70% |  | 0.70% | $2.9 | $66.7 | |
17 1 position up today | 1.35% Intro 4 months then 0.35% |  Gold Award Winner 2020 | 0.35% | $5.6 | $128.9 | |
18 1 position up today | 0.65% |  | 0.65% | $2.7 | $61.9 | |
19 1 position up today | 0.55% |  | 0.55% | $2.3 | $52.4 | |
20 4 position down today | 0.50% |  | 0.50% | $2.1 | $47.6 |