Savings Accounts Leaderboard

Looking for the best-rated savings account offers on the market? Compare Australia's savings accounts to find some of the best on the market.

Best regular savers account

The top-rated savings accounts suitable for the everyday saver. Assumes a $10,000 starting balance and monthly deposits of $600. Excludes kids' and pensioners' accounts.

Ranking
1
2 position up today
Maximum rate

1.20%*

% p.a

Company
Base rate

0.10

% p.a

Maximum monthly interest

$15

Total interest earned

$114.5

Ranking
2
2 position up today
Maximum rate

1.35%*

% p.a

Company
Base rate

0.05

% p.a

Maximum monthly interest

$16.9

Total interest earned

$128.9

Ranking
3
25 position up today
Maximum rate

1.25%*

% p.a

Company
Base rate

0.10

% p.a

Maximum monthly interest

$15.6

Total interest earned

$119.3

Ranking
4
4 position down today
Maximum rate

1.20%*

% p.a

Company
Base rate

0.10

% p.a

Maximum monthly interest

$15

Total interest earned

$114.5

Ranking
5
1 position down today
Maximum rate

1.10%*

% p.a

Company
Base rate

0.10

% p.a

Maximum monthly interest

$13.8

Total interest earned

$104.9

Best kids savings account

The top-rated savings accounts for the little savers. Assumes monthly deposits of $50 from age five to 17 inclusive.

Ranking
1
1 position up today
Maximum rate

1.00

% p.a

Company
Base rate

1.00

% p.a

Maximum monthly interest

$12.5

Total interest earned

$95.3

Ranking
2
4 position up today
Product
Maximum rate

1.40

% p.a

Company
Base rate

1.40

% p.a

Maximum monthly interest

$17.5

Total interest earned

$133.7

Ranking
3
4 position up today
Maximum rate

1.40

% p.a

Company
Base rate

1.40

% p.a

Maximum monthly interest

$17.5

Total interest earned

$133.7

Ranking
4
2 position down today
Maximum rate

1.25%*

% p.a

Company
Base rate

0.10

% p.a

Maximum monthly interest

$15.6

Total interest earned

$119.3

Ranking
5
2 position down today
Maximum rate

1.35%*

% p.a

Company
Base rate

0.10

% p.a

Maximum monthly interest

$16.9

Total interest earned

$128.9

Best standard savings account

The top-rated savings accounts suitable for savers who want complete freedom while still earning interest. Assumes a balance of $10,000 at any given time. Excludes kids' and pensioners' accounts, as well as accounts that offer bonus interest if certain terms and conditions are met each month.

Ranking
1
1 position up today
Maximum rate

1.10

% p.a

intro 4 months then 0.95%

Company
Base rate

0.95

% p.a

Maximum monthly interest

$6.4

Total interest earned

$93.3

Ranking
2
1 position up today
Product
Maximum rate

0.90

% p.a

Company
Base rate

0.90

% p.a

Maximum monthly interest

$11.3

Total interest earned

$85.8

Ranking
3
1 position up today
Maximum rate

0.80

% p.a

Company
Base rate

0.80

% p.a

Maximum monthly interest

$10

Total interest earned

$76.2

Ranking
4
1 position up today
Maximum rate

0.60

% p.a

Company
Base rate

0.60

% p.a

Maximum monthly interest

$7.5

Total interest earned

$57.1

Ranking
5
1 position up today
Maximum rate

0.50

% p.a

Company
Base rate

0.50

% p.a

Maximum monthly interest

$6.3

Total interest earned

$47.6

Best savings account for young adults

The top-rated savings accounts suitable for young adult everyday saver. Assumes a $2,000 starting balance and monthly deposits of $400. Excludes kids' and pensioners' accounts.

Ranking
1
1 position down today
Maximum rate

3.00%*

% p.a

Company
Base rate

0.20

% p.a

Maximum monthly interest

$37.5

Total interest earned

$288

Ranking
2
2 position down today
Maximum rate

3.00%*

% p.a

Company
Base rate

0.05

% p.a

Maximum monthly interest

$37.5

Total interest earned

$288

Ranking
3
1 position up today
Product
Maximum rate

1.40

% p.a

Company
Base rate

1.40

% p.a

Maximum monthly interest

$17.5

Total interest earned

$133.7

Ranking
4
1 position up today
Maximum rate

1.40

% p.a

Company
Base rate

1.40

% p.a

Maximum monthly interest

$17.5

Total interest earned

$133.7

Ranking
5
1 position down today
Maximum rate

1.20%*

% p.a

Company
Base rate

0.10

% p.a

Maximum monthly interest

$15

Total interest earned

$114.5

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