Important disclosure

Macquarie Credit Union

Online Savings Account

Real Time Rating™

  • Bonus interest with conditions
  • App banking
  • Online banking
  • Linked account required
Maximum rate

3.80%*

p.a

Base rate

0.40%

p.a

Real Time Rating™
Tags
  • Bonus interest with conditions
  • App banking
  • Online banking
  • Linked account required
Maximum rate

3.80%*

p.a

Base rate

0.40%

p.a

Pros and cons

For Online Savings Account

Benefits

  • Better than average maximum interest rate
  • Ongoing bonus interest (conditions apply)
  • No ongoing account fees

Drawbacks

  • Only available with linked transaction account

Macquarie Credit Union Rate Savings account overview

For Online Savings Account

Account Details

Maximum rate

3.80%*

p.a

Minimum age restrictions

Base rate

0.40%

p.a

Maximum age restrictions

Maximum rate condition

*Deposit $200 a month and make no withdrawals

Minimum opening deposit

$1

Interest calculation method

Whole Balance

Target Market Determination

Visit Macquarie Credit Union to view Target Market Determination.

Features

Joint application available

Is online only

Methods of Access

Internet facility

ATM access

Phone facility

Eftpos facility

Branch access

App

App only

Fees

Eftpos fee

$0

ATM withdrawal fee

$0

Overseas eftpos fee

$0

Internet transaction fee

$0

Over the counter deposit fee

$0

Phone transaction fee

$0

Over the counter withdrawal fee

$0

Promoted savings accounts

Promoted

Macquarie Savings Account

Real Time Rating™
  • Intro offer rate
  • App banking
  • Online banking
  • Linked account required

2024 Award Winner

Maximum rate

5.35%

p.a

Base rate

4.75%

p.a

Promoted

High Interest Savings Account

Real Time Rating™
  • Intro offer rate
  • Online banking

2024 Award Winner

Maximum rate

5.75%

p.a

Base rate

4.40%

p.a

Promoted

Reward Saver

Real Time Rating™
  • Bonus interest with conditions
  • Intro offer rate
  • App banking
  • Online banking

*Deposit at least $50 and make and no withdrawals per month

Maximum rate

5.25%

p.a

Base rate

Not Applicable

Promoted

Westpac Life - 18 to 29 years old

Real Time Rating™
  • Bonus interest with conditions
  • App banking
  • Online banking
  • Linked account required

2024 Award Winner

*Make a deposit and make 5+ purchases on your Westpac Choice account each month

Maximum rate

5.20%*

p.a

Base rate

2.00%

p.a