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- Smart Saver Account
Smart Saver Account
- Bonus interest with conditions
- Online banking
Maximum rate p.a.
4.50%*
Base rate p.a.
Not Applicable
Smart Saver Account
- Bonus interest with conditions
- Online banking
Maximum rate p.a.
4.50%*
Base rate p.a.
Not Applicable
Pros and Cons
For Smart Saver Account
Benefits
- Better than average maximum interest rate
- Ongoing bonus interest (conditions apply)
- No ongoing account fees
- No minimum balance
Drawbacks
Newcastle Permanent Rate Savings Account overview
For Smart Saver Account
Account Details
Maximum rate p.a.
4.50%*
Minimum age restrictions
25
Base rate p.a.
Not Applicable
Maximum age restrictions
Maximum rate condition
*Grow your balance by at least $10 and make no ...
Minimum opening deposit
$0
Interest calculation method
Whole Balance
Target Market Determination
Visit Newcastle Permanent to view Target Market Determination.
Features
Joint application available
Is online only
Linked account required
Methods of Access
Internet facility
ATM access
Phone facility
Eftpos facility
Branch access
App
App only
Fees
Account keeping fees
$0
Eftpos fee
$0
ATM withdrawal fee
$0
Overseas eftpos fee
$0
Internet transaction fee
$0
Over the counter deposit fee
$0
Phone transaction fee
$0
Over the counter withdrawal fee
$3
Other Restrictions
Interest is earned for every calendar month that your Smart Saver Account closing balance on the last day of the month is at least $150 higher than the opening balance on the first day of that month (excluding any amounts of interest earned on the account in that month) and no more than 2 withdrawals have been made from the account during that month.