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- P&N Bank
- & Retirement Account
& Retirement Account
- App banking
- Online banking
Maximum rate p.a.
1.80%
Base rate p.a.
1.80%
& Retirement Account
- App banking
- Online banking
Maximum rate p.a.
1.80%
Base rate p.a.
1.80%
Pros and Cons
For & Retirement Account
Benefits
- No ongoing account fees
- No minimum balance
Drawbacks
P&N Bank Rate Savings Account overview
For & Retirement Account
Account Details
Maximum rate p.a.
1.80%
Minimum age restrictions
55
Base rate p.a.
1.80%
Maximum age restrictions
Maximum rate condition
Not applicable
Minimum opening deposit
$0
Interest calculation method
Whole Balance
Target Market Determination
Visit P&N Bank to view Target Market Determination.
Features
Joint application available
Is online only
Linked account required
Methods of Access
Internet facility
ATM access
Phone facility
Eftpos facility
Branch access
App
App only
Fees
Account keeping fees
$0
Eftpos fee
$0
ATM withdrawal fee
$0
Overseas eftpos fee
$0
Internet transaction fee
$0
Over the counter deposit fee
$0
Phone transaction fee
$0
Over the counter withdrawal fee
$0
Promoted savings account products
Savings Maximiser
Real Time Rating™
- 2024 Award Winner
- Bonus interest with conditions
- App banking
- Online banking
Maximum rate p.a.
5.50%*
Base rate p.a.
0.55%
Westpac Life - 18 to 29 years old
Real Time Rating™
- 2024 Award Winner
- Bonus interest with conditions
- App banking
- Online banking
Maximum rate p.a.
5.20%*
Base rate p.a.
2.00%
Bonus Saver Account
Real Time Rating™
- 2024 Award Winner
- Bonus interest with conditions
- App banking
- Online banking
Maximum rate p.a.
5.00%*
Base rate p.a.
0.05%
High Interest Savings Account
Real Time Rating™
- 2024 Award Winner
- Intro offer rate
- Online banking
Maximum rate p.a.
5.75%
intro 4 months then 4.40%
Base rate p.a.
4.40%
Product data updated on 24 Apr 2024