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Future Start Savings Account

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*Deposit at least $5 in a calendar month and make no more than 1 withdrawal that same month

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Pros and Cons

Pros:
  • Has branch access
  • Has no ongoing fees
  • Has no minimum balances
Cons:
  • Is online only
  • Must satisfy conditions

Features

Fees

FAQs

Some banks and financial institutions allow parents to open a bank account for their child as soon as it is born, and start depositing funds to go towards the child’s future.

Children’s savings accounts generally don’t have fees, and are structured to help develop positive financial habits by limiting withdrawals, encouraging regular deposits, and earning interest on the savings, similarly to standard savings accounts.

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