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Saver Account

*Deposit at least $200 each month and make no withdrawals

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Pros and Cons

  • Has no ongoing fees
  • Has no minimum balances
  • Is online only
  • Must satisfy conditions



RAMS Saver is a completely online savings account. It pays bonus interest in any month that you deposit at least $200, make no withdrawals and keep your balance between $200 and $500,000. RAMS Saver has no fees or minimum balance or fixed-term requirements. RAMS also offers a transaction account and home loans. RAMS was founded in 1991 and has more than 70 branches around Australia. It has been part of the Westpac Group since 2008.

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