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Pros and Cons

  • Has branch access
  • Has no ongoing fees
  • Has no minimum balances
  • Must satisfy conditions

Westpac savings accounts rates

Savings Term
$0 - $99,999,999
5 months 1.76%



Westpac savings account options include eSaver and Reward Saver, neither of which incur a monthly service fee. The eSaver account offers bonus interest for the first five months. Reward Saver has a base rate of 0.01 per cent, but pays bonus interest in any month that you deposit at least $50 and make no withdrawals. Westpac also offers term deposits, home loans, credit cards, car loans, personal loans, insurance, superannuation, financial planning and investment services. Westpac is Australia’s first and oldest bank, having begun life in 1817 as the Bank of New South Wales.

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