AMG Super - Personal

AMG Super was established in 2000 from a collaborative initiative between DDH Graham Limited and Pension Investments Limited to help their members achieve their retirement goals. Members have access to six diversified and six single sector multi-manager options, as well as a variety of single-manager options, a term deposit, and direct shares. Cumulatively, members have access to more than 80 managed funds. The AMG Balanced option has underperformed the SuperRatings Index over the five-year period to 30 June 2017. However, returns are subjected to variation due to the number of options available.Fees are lower than the industry average for most of the assessed account balances. No fee is charged for switching investments; however, buy-sell spreads and exit fees may apply. The administration fee is tiered and the maximum fee will be capped at $3,850 per annum for account balances greater than $1,000,000.The AMG Super account allows eligible members the ability to apply for an unlimited amount of Death cover and up to $3 million of TPD. Income protection insurance provides up to 85% of salary (including a super contribution) to eligible members to a maximum benefit of $25,000. Members have access to three waiting periods and two benefit periods. Eligible AMG Corporate Super members will automatically receive 'Standard Cover' or 'Employer Plan Cover' up to the Automatic Acceptance Limit.Members have access to SuperMatch Request, a lost super finding facility, as well as their account details online and financial planning services.