BT Panorama - Super Compact Menu
- Last updated on 15 Aug 2020
First State Super
$275
$845
BT Panorama Super (Compact Menu) has been designed to facilitate the retirement needs of members and offers an investment menu that can be scaled up or down as required. The fund allows members from all industries to apply for membership with their authorised adviser.BT Panorama Super (Compact Menu) offers a suite of diversified and single sector managed funds, as well as a wide range of managed portfolios, term deposits, and cash. The Pendal Wholesale Plus Active Balanced Fund underperformed the relevant SuperRatings Index over the 3 years to 30 June 2019; however, the extensive investment menu means returns may vary depending on the option and manager selected.Fees are higher than the industry average across all account balances assessed. A minimum balance of $2,000 must be held in a cash account to facilitate various account transactions, and any associated interest charges have not been included in the calculated fees below. There are no switching fees, although a buy-sell spread may apply.BT Panorama Super's insurance offering allows eligible members to apply for an unlimited amount of Death cover and up to $5 million of TPD cover. Members can also apply to increase cover following the occurrence of a prescribed Life Event without additional underwriting. Income Protection with a benefit period of 2 years, 5 years or to age 65, covering up to 80% of salary, is available following 14 day through to 720 day waiting periods. Insurance Premiums are not publicly available and have not been assessed. The BT Panorama mobile app provides both members and their advisers with account information, investment trading facilities and interactive portfolio performance history tools that can be used across multiple mobile devices. The fund also provides financial advisers with a range of sophisticated portfolio management and administrative features, as well as real-time reporting for greater transparency.
Admin fee $275 | Health insurance |
Administration fee (%) 0.18% | Binding nominations |
Indirect cost ratio (%) 0.2% | Anti-detriment payments |
Exit fee $0 | Switching fee $0 |
Financial planning service | Employer size discount |
Credit cards | Home loans |
Insurance life event increases | Non-lapsing binding nominations |
Investment fee 0.76% | Long term income protection |
Account size discount |
Fund fees vs. Industry average
Fund past-5-year return vs. Industry average
Investment allocation
Investment option performance
Product | Past 5-year return | Admin fee | Company | Calc fees on 50k | Features | SuperRatings awards | Go to site | |
|---|---|---|---|---|---|---|---|---|
4.50% | $635 | BT Panorama - Super Full Menu | $1.3k | Advisory services Death insurance Income protection Online access Term deposits Variety of options | | More details | ||
3.48% | $78 | BT Super for Life - Savings | $623 | Advisory services Death insurance Income protection Online access Term deposits Variety of options |  | More details | ||
2.14% | $95 | BT SuperWrap - Personal Super Plan | $1.1k | Advisory services Death insurance Income protection Online access Term deposits Variety of options |  | More details | ||
New Fund | $275 | BT Panorama - Super Compact Menu | $845 | Advisory services Death insurance Income protection Online access Term deposits Variety of options | | More details | ||
New Fund | $635 | BT SuperWrap Open - Personal Super Plan | $1.2k | Advisory services Death insurance Income protection Online access Term deposits Variety of options | | More details | ||
New Fund | $78 | BT Super for Life - MySuper | $583 | Advisory services Death insurance Income protection Online access Term deposits Variety of options |  |