Cbus Sole Trader

Cbus Sole Trader was established in 2009 and was created for members who trade under a non-company structure, personally contribute to super and are ineligible to receive employer contributions. Cbus Super was a finalist for both the 2018 Career Fund of the Year and the 2018 Choice Super of the Year awards. The fund was also a finalist for the 2018 Best New Innovation award for the Cbus employer app and continues to be Infinity recognised for their strong commitment to environmental and social principles.Cbus Sole Trader members may select from four diversified portfolios, a cash option as well as gain access to term deposits, ETFs, Direct Shares, Property and Infrastructure through Cbus Self Managed. Cbus Growth (Cbus MySuper) has outperformed the relevant SuperRatings Index over the short and long term. Fees for Cbus Growth (Cbus MySuper) are lower than the industry average across all account balances assessed. No additional fees are charged for switching between standard investment options although exit fees will apply.Cbus Sole Trader insurance allows eligible members to apply for $5 million of Death cover and $2 million of TPD cover. Members may be eligible to transfer cover from an external provider. Income Protection of up to 85% of salary with a two year or five year benefit period is available to Cbus Sole Trader members. Members can also select from 30 or 90 day waiting periods.Members are entitled to discounted health insurance and banking products, regular newsletters and education materials. The fund continues to support members by investing in construction projects across Australia.