ESSSuper - Beneficiary Account

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Past 5-year return
9.28%
Admin fee
$0
Calculated Fees on 50k
$560
Range of 9 investment options with he ability to change investment choice monthly.
Competitive fees.
Regular communication material, including quarterly statements and online access to account details.
Withdrawals processed within 1 business day.
Emergency Services & State Super (ESSSuper) is a dedicated super fund for emergency services and Victorian government employees. Beneficiary Account is available to ESSS Defined Benefit members who are no longer employed within emergency services and wish to transfer their untaxed benefits to the scheme, which may be tax advantageous. The fund has achieved a Platinum rating for the past 8 consecutive years.ESSSuper offers members a choice of 7 'Standard Options' and 2 'Alternative Options', which are designed for members looking to prioritise a particular characteristic when investing. The default Growth option has underperformed the SuperRatings Index over the short and long term, although the fund has consistently provided low levels of volatility in investment earnings.Fees are lower than the industry average across all account balances assessed, with the administration fee capped at $1,500 pa. Members can switch investment options and make withdrawals at no cost. Insurance is not offered under the Beneficiary Account, however existing members leaving emergency services employment can obtain insurance through other products offered by ESSSuper.Members have access to limited and comprehensive financial advice provided through Adviser Network on a fee-for-service model. A wide range of interactive tools, calculators, factsheets and educational videos are also available through the fund's website. ESSSuper's Member Online further allows members to view and update account details, as well as perform transactions.

Fees & fund features

Admin fee
Admin fee
$0
Exit fee
Exit fee
$0
Financial planning service
Financial planning service
Credit cards
Credit cards
Insurance life event increases
Insurance life event increases
Investment fee
Investment fee
0.00%
Account size discount
Account size discount
Health insurance
Health insurance
Binding nominations
Binding nominations
Anti-detriment payments
Anti-detriment payments
Switching fee
Switching fee
$0
Employer size discount
Employer size discount
Home loans
Home loans
Non-lapsing binding nominations
Non-lapsing binding nominations
Long term income protection
Long term income protection
Admin fee
Admin fee
$0
Exit fee
Exit fee
$0
Financial planning service
Financial planning service
Credit cards
Credit cards
Insurance life event increases
Insurance life event increases
Investment fee
Investment fee
0.00%
Account size discount
Account size discount
Health insurance
Health insurance
Binding nominations
Binding nominations
Anti-detriment payments
Anti-detriment payments
Switching fee
Switching fee
$0
Employer size discount
Employer size discount
Home loans
Home loans
Non-lapsing binding nominations
Non-lapsing binding nominations
Long term income protection
Long term income protection
Fund fees vs. Industry average
Fund past-5-year return vs. Industry average
Investment allocation
Investment option performance
+ View additional option performance information
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