LUCRF Super

No. of members:

130958

Fund size:

$6.2b

Public offer:

Product type:

Industry-Public Offer

Target market:

All Industries

Year started:

1978

- Last updated on 12 Jul 2020

QSuper Lifetime

Pay no transaction or switching fees and enjoy a range of different investment options

SuperRatings awards

Past 5-year return

5.84%

Access to subsidised financial planning and an award-winning contact centre.Flexible insurance options with coverage to age 70.

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QSuper terms and conditions

Super summary
Fees & fund features
Performance
Products
Similar

Past 5-year return

4.30%

Admin fee

$92

Calc fees on 50k

$507

SuperRatings awards

Strong investment returns and low fees.

In-house contact centre and administration.

Commission-free financial advice.

Flexible insurance.

Secure mobile app and online account access.

LUCRF Super was established in 1978 to provide for the retirement needs of members employed within a wide range of industries. The fund is a public offer fund and allows members from all industries to apply for membership. LUCRF Super is Infinity Recognised, which is a result of its strong commitment to environmental and social principles.LUCRF Super offers an investment menu of 5 diversified options and 5 single sector options. The MySuper Balanced (default) option underperformed the relevant SuperRatings Index over all assessed time periods to 30 June 2019.Fees are lower than the industry average across all account balances assessed. The fund does not charge a buy-sell spread or a switching fee.LUCRF Super's insurance offering allows eligible members to apply for up to $5 million of Death cover and up to $3 million of TPD cover. Members can also apply to increase cover following the occurrence of a prescribed Life Event without additional underwriting. Income Protection is available covering up to 85% of salary with a 2 year or 5 year benefit period following a 30, 60 or 90 day waiting period. LUCRF Super offers access to free consolidation and lost super search services, as well as member education programs and a mobile app. The LUCRF Community Partnership Trust continues to be actively involved in numerous community projects across Australia that reflect the core values of LUCRF, its employers and members.

LUCRF Super Fees and Features

Admin fee $92	Health insurance
Administration fee (%) 0.21%	Binding nominations
Indirect cost ratio (%) 0.32%	Anti-detriment payments
Exit fee $0	Switching fee $0
Financial planning service	Employer size discount
Credit cards	Home loans
Insurance life event increases	Non-lapsing binding nominations
Investment fee 0.3%	Long term income protection
Account size discount

Fund fees vs. Industry average

THIS FUND

INDUSTRY AVERAGE

Fund past-5-year return vs. Industry average

THIS FUND

INDUSTRY AVERAGE

Investment allocation

INTERNATIONAL SHARES

AUSTRALIAN SHARES

PROPERTY

ALTERNATIVES

FIXED INTEREST

CASH

OTHER

Investment option performance

BALANCED

HIGH GROWTH

CONSERVATIVE BALANCE

GROWTH

AUSTRALIAN SHARES

INTERNATIONAL SHARES

CAPITAL STABLE

PROPERTY

CASH

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Now showing 1 - 3 of 3 superannuation

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Product	Past 5-year return	Admin fee	Company	Calc fees on 50k	Features
LUCRF Super	4.30%	$92	LUCRF Super	$507	Advisory services Death insurance Income protection Online access Term deposits Variety of options	More details
LUCRF Super - MySuper Balanced	4.30%	$92	LUCRF Super - MySuper Balanced	$507	Advisory services Death insurance Income protection Online access Term deposits Variety of options	More details
LUCRF Personal Plan	4.30%	$92	LUCRF Personal Plan	$507	Advisory services Death insurance Income protection Online access Term deposits Variety of options	More details