Perpetual Select Superannuation Plan

Established in 1989, Perpetual Select Super Plan is designed for both employee and personal members wanting an easy to use superannuation fund. Perpetual Select Super members have access to 13 Diversified and Single-Sector investment options. The Balanced option has underperformed the SuperRatings Index over the short and long term.Fees associated with this product are higher than the industry average across all assessed account balances. However, administration fee rebates are applicable on account balances over $265,500, and further rebates apply for balances greater than $885,600. No switching fees are charged, although changing investment options may incur transactional costs. Exit fees are charged for partial and full withdrawals. Perpetual Select Super provides members with access to a full suite of insurance offering. Members can apply for unlimited Death only cover and up to $5 million of Death & TPD cover. Increases in Death and/or TPD cover are also available to eligible members upon the occurrence of certain life events without medical evidence. Income Protection is offered over a 2 year, 5 year or to age 65 benefit period with a waiting period of 30, 60 or 90 days, covering up to 85% of a member's salary. Perpetual's website is easy to navigate and mobile responsive, featuring a News and Insights centre, which contains investment market updates, product news, topical research and other educational information.