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QSuper - Accumulation

Past 5-year return
9.33%
Admin fee
$0
Calculated Fees on 50k
$475
Access to subsidised financial planning and an award-winning contact centre.
Flexible insurance options with coverage to age 70.
Extensive seminars program (over 550 free seminars per annum) including metropolitan and regional offerings.
A finalist for the 2019 MyChoice Super of the Year award, QSuper was established in 1990 to provide for the retirement needs of members employed within the Queensland Government and related entity employees. The fund is now a public offer fund and allows members from all industries to apply for membership.QSuper offers an investment menu of 4 Diversified options and 4 Single Sector options, as well as Self Invest, which provides access to Direct Shares listed on the S&P/ASX 300, a range of Exchange Traded Funds (ETFs) and Term Deposits. The QSuper Balanced option outperformed the relevant SuperRatings Index over the 10 years to 30 June 2018.Fees are lower than the industry average across all account balances assessed. Administration fees paid in excess of $900 are refunded to the member in July of the following financial year. The fund does not charge a switching fee, an exit fee, or a buy-sell spread.QSuper's insurance offering allows eligible members to apply for up to $3 million of Death cover and up to $3 million of Total and Permanent Disability (TPD) cover. Income Protection with a benefit period of 3 years, 5 years or to age 65, covering up to 87.75% of salary, is available following a 14, 30, 60 or 90 day waiting period. The fund offers high quality educational material, interactive tools and calculators, as well as free seminars and subsidised financial planning services. Further, members are able to view and update account details, as well as perform transactions through secure Member Online portal.

Fees & fund features

Admin fee
Admin fee
$0
Administration fee (%)
Administration fee (%)
0.16%
Indirect Cost Ratio (%)
Indirect Cost Ratio (%)
0.13%
Exit fee
Exit fee
$0
Financial planning service
Financial planning service
Credit cards
Credit cards
Insurance life event increases
Insurance life event increases
Investment fee
Investment fee
0.66%
Account size discount
Account size discount
Health insurance
Health insurance
Binding nominations
Binding nominations
Anti-detriment payments
Anti-detriment payments
Switching fee
Switching fee
$0
Employer size discount
Employer size discount
Home loans
Home loans
Non-lapsing binding nominations
Non-lapsing binding nominations
Long term income protection
Long term income protection
Admin fee
Admin fee
$0
Administration fee (%)
Administration fee (%)
0.16%
Indirect Cost Ratio (%)
Indirect Cost Ratio (%)
0.13%
Exit fee
Exit fee
$0
Financial planning service
Financial planning service
Credit cards
Credit cards
Insurance life event increases
Insurance life event increases
Investment fee
Investment fee
0.66%
Account size discount
Account size discount
Health insurance
Health insurance
Binding nominations
Binding nominations
Anti-detriment payments
Anti-detriment payments
Switching fee
Switching fee
$0
Employer size discount
Employer size discount
Home loans
Home loans
Non-lapsing binding nominations
Non-lapsing binding nominations
Long term income protection
Long term income protection
Fund fees vs. Industry average
Fund past-5-year return vs. Industry average
Investment allocation
Investment option performance
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