Suncorp Brighter Super - Personal
- Last updated on 02 Jul 2020
QSuper Lifetime
Pay no transaction or switching fees and enjoy a range of different investment options
$0
$440
Suncorp is one of Australia's largest banking and general insurance groups, with over $96 billion in assets. Suncorp Brighter Super is part of the Suncorp Master Trust and is a whole of life offer comprising Business Super, Personal Super, Transition to Retirement and Account Based Pension.The fund offers Suncorp Lifestage Funds which are tailored to suit the investment needs and risk profile of investors within specified age groups. Members are also able to build their own investment portfolio from a range of Diversified and Single Sector investment options. The Suncorp Lifestage Fund 1965-1969 underperformed the SuperRatings Index over the 5 years to 30 June 2019.Fees are lower than the industry average across all account balances assessed, with a discounted administration fee applicable to account balances over $100,000 if held in investment options other than Suncorp Lifestage Funds. Members are not charged an investment switching fee, although a buy/sell spread may apply.Suncorp Brighter Super provides a full suite of insurance cover, including up to $5 million of Death and up to $3 million of Total & Permanent Disablement (TPD) cover. Income Protection is available up to a maximum of 85% of salary with benefit payment periods of 2 years or to age 65 and a choice of 30, 60 or 90 day waiting periods.A range of online tools, calculators and educational resources are available through the fund's website. Online account access and transaction facilities are available through the secure online facility, while members' account balances are also visible via Suncorp's Internet Banking and Mobile Banking App.
Admin fee $0 | Health insurance |
Administration fee (%) 0.65% | Binding nominations |
Indirect cost ratio (%) 0.02% | Anti-detriment payments |
Exit fee $0 | Switching fee $0 |
Financial planning service | Employer size discount |
Credit cards | Home loans |
Insurance life event increases | Non-lapsing binding nominations |
Investment fee 0.21% | Long term income protection |
Account size discount |
Fund fees vs. Industry average
Fund past-5-year return vs. Industry average
Investment allocation
Investment option performance
Product | Past 5-year return | Admin fee | Company | Calc fees on 50k | Features | SuperRatings awards | Go to site | |
|---|---|---|---|---|---|---|---|---|
4.54% | $92 | Suncorp - Suncorp Lifestage Funds | $587 | Advisory services Death insurance Income protection Online access Term deposits Variety of options |  | More details | ||
4.54% | $0 | Suncorp Brighter Super - Business | $495 | Advisory services Death insurance Income protection Online access Term deposits Variety of options | | More details | ||
4.54% | $0 | Suncorp Brighter Super - Personal | $440 | Advisory services Death insurance Income protection Online access Term deposits Variety of options | | More details | ||
4.54% | $92 | Suncorp Everyday Super - Personal | $587 | Advisory services Death insurance Income protection Online access Term deposits Variety of options | | More details | ||
4.54% | $92 | Suncorp Everyday Super - Business | $587 | Advisory services Death insurance Income protection Online access Term deposits Variety of options | | More details |
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