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TelstraSuper Personal Plus

TelstraSuper Personal Plus

No. of members:

91507

Fund size:

$20b

Public offer:

Product type:

Corporate-Personal

Target market:

Telecommunications Industry

Year started:

1996

- Last updated on 12 Jul 2020

QSuper Lifetime

Pay no transaction or switching fees and enjoy a range of different investment options

SuperRatings awards

Past 5-year return

5.84%

Access to subsidised financial planning and an award-winning contact centre.Flexible insurance options with coverage to age 70.

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QSuper terms and conditions

Super summary
Fees & fund features
Performance
Products
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Past 5-year return

4.36%

Admin fee

$78

Calc fees on 50k

$553

SuperRatings awards

Member fee of $1.50 per week and administration fee of just 0.20% p.a. No entry or exit fees.

Broad range of investment options with free investment switches.

Insurance Options Available - Death, TPD, Income Protection. Base Death/TPD cost is covered by Employer Sponsor

Access to Member education seminars at no extra cost.

Financial planning at no additional cost.

Secure access to your personal details 24/7 through SuperOnline.

Regular member magazine and informative e-Newsletters.

TelstraSuper Personal Plus has been specifically designed for former employees of the Telstra Group, current and former employees of Telstra-approved employers, and their eligible families. TelstraSuper was nominated as a finalist for both the 2020 Career Fund of the Year and the 2020 MyChoice Super of the Year awards.TelstraSuper Personal Plus offers an investment menu of 5 diversified options, 5 single sector options, as well as access to direct equities and term deposits. The Balanced option outperformed the relevant SuperRatings Index over the 10 years to 30 June 2019.Fees are lower than the industry average across all account balances assessed. There is no switching fee, although a buy-sell spread may apply.TelstraSuper Personal Plus's insurance offering allows eligible members to apply for an unlimited amount of Death cover and up to $5 million of TPD cover. Members can also apply to increase cover following the occurrence of a prescribed Life Event without additional underwriting. Income Protection is available covering up to 85% of salary with a 2 year benefit period following a 30, 60, 90 or 120 day waiting period. TelstraSuper offers access to a comprehensive range of educational resources, financial advice services and nation-wide information seminars. The fund also offers discounts from a range of service providers, including HCF Health Insurance.

TelstraSuper Fees and Features

Admin fee $78	Health insurance
Administration fee (%) 0.2%	Binding nominations
Indirect cost ratio (%) 0.46%	Anti-detriment payments
Exit fee $0	Switching fee $0
Financial planning service	Employer size discount
Credit cards	Home loans
Insurance life event increases	Non-lapsing binding nominations
Investment fee 0.29%	Long term income protection
Account size discount

Fund fees vs. Industry average

THIS FUND

INDUSTRY AVERAGE

Fund past-5-year return vs. Industry average

THIS FUND

INDUSTRY AVERAGE

Investment allocation

INTERNATIONAL SHARES

AUSTRALIAN SHARES

PROPERTY

ALTERNATIVES

FIXED INTEREST

CASH

OTHER

Investment option performance

BALANCED

CONSERVATIVE BALANCE

DIVERSIFIED FIXED INTEREST

GROWTH

AUSTRALIAN SHARES

INTERNATIONAL SHARES

CAPITAL STABLE

PROPERTY

CASH

+ View additional option performance information

Now showing 1 - 4 of 4 superannuation

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Product	Past 5-year return	Admin fee	Company	Calc fees on 50k	Features
TelstraSuper Corporate Plus	4.36%	$78	TelstraSuper Corporate Plus	$553	Advisory services Death insurance Income protection Online access Term deposits Variety of options	More details
TelstraSuper Personal Plus	4.36%	$78	TelstraSuper Personal Plus	$553	Advisory services Death insurance Income protection Online access Term deposits Variety of options	More details
TelstraSuper Personal Plus MySuper	4.36%	$78	TelstraSuper Personal Plus MySuper	$553	Advisory services Death insurance Income protection Online access Term deposits Variety of options	More details
TelstraSuper - MySuper	4.36%	$78	TelstraSuper - MySuper	$553	Advisory services Death insurance Income protection Online access Term deposits Variety of options	More details