Bank Account Leaderboards

The top-rated bank accounts on RateCity.com.au. Data based on monthly deposit of $5,000. Excludes accounts for those 25-and-under and pensioner accounts.

How are Real Time Ratings™ calculated?

Best Bank Account

The top-rated bank accounts on RateCity.com.au. Data based on monthly deposit of $5,000. Excludes accounts for those 25-and-under and pensioner accounts.

Ranking
1
1 position down today
Company
HSBC
ATM Fee

$0

Over 13,000 ATMs customers can use in Australia with no ATM fees

Maximum Interest rate

Card Type

Visa

Features
Apple Pay
Google Pay
Interest rate
Overseas ATM facilities
Samsung Pay
Linked account
Ranking
2
2 position down today
Company
Citi
ATM Fee

$0

Over 3,000 Westpac Group ATMs

Maximum Interest rate

0.75%

Card Type

MasterCard

Features
Apple Pay
Google Pay
Interest rate
Overseas ATM facilities
Samsung Pay
Linked account
Ranking
3
3 position down today
Company
ING
ATM Fee

$0

Access at any ATM

Maximum Interest rate

Card Type

Visa

Features
Apple Pay
Google Pay
Interest rate
Overseas ATM facilities
Samsung Pay
Linked account
Ranking
4
4 position down today
Company
Macquarie Bank
ATM Fee

$0

Over 3,000 rediATMs

Maximum Interest rate

0.20%

Card Type

MasterCard

Features
Apple Pay
Google Pay
Interest rate
Overseas ATM facilities
Samsung Pay
Linked account
Ranking
5
5 position down today
Company
Up
ATM Fee

Online only

Maximum Interest rate

Card Type

MasterCard

Features
Apple Pay
Google Pay
Interest rate
Overseas ATM facilities
Samsung Pay
Linked account

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