Bank Account Leaderboards

The top-rated bank accounts on RateCity.com.au. Data based on monthly deposit of $5,000. Excludes accounts for those 25-and-under and pensioner accounts.

How are Real Time Ratings™ calculated?

Best Bank Account

The top-rated bank accounts on RateCity.com.au. Data based on monthly deposit of $5,000. Excludes accounts for those 25-and-under and pensioner accounts.

Ranking
Product
Company
ATM Fee
Maximum Interest rate
Card Type
Features
1
28 position up today
HSBC

$0

Over 13,000 ATMs customers can use in Australia with no ATM fees

Visa

Apple Pay
Google Pay
Interest rate
Overseas ATM facilities
Samsung Pay
Linked account

Gold Award Winner 2020

2
1 position up today
Macquarie Bank

$0

Over 3,000 rediATMs

0.35%

MasterCard

Apple Pay
Google Pay
Interest rate
Overseas ATM facilities
Samsung Pay
Linked account
3
1 position up today
Up

Online only

MasterCard

Apple Pay
Google Pay
Interest rate
Overseas ATM facilities
Samsung Pay
Linked account
4
1 position up today
86 400

$0

Online only

Visa

Apple Pay
Google Pay
Interest rate
Overseas ATM facilities
Samsung Pay
Linked account
5
1 position up today
Citi

$0

Over 3,000 Westpac Group ATMs

0.75%

MasterCard

Apple Pay
Google Pay
Interest rate
Overseas ATM facilities
Samsung Pay
Linked account

Gold Award Winner 2020

The 2020 Home Loan Award Winners