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- Home Loans
- Fire Service Credit Union
- First Home Buyer Loan (Principal and Interest) (New Customer)
Firefighter Privilege Package
- Owner Occupied
- Variable
- 20.01% min deposit
- P&I
Interest rate p.a.
6.09%
Comparison rate* p.a.
6.10%
Firefighter Privilege Package
- Owner Occupied
- Variable
- 20.01% min deposit
- P&I
Interest rate p.a.
6.09%
Comparison rate* p.a.
6.10%
Calculate your repayments for this loan
$
Your estimated repayment
$3,027
based on 500000 loan amount for 25 years at 6.09%
Monthly Repayment
$3,027
Total interest
$589,628
Total payments
$1,089,628
Start date
05-2024
End date
05-2049
$1,089,628
025 years
Principal owed
Total repayments owed
Interest owed
Pros and Cons
For Firefighter Privilege Package
Benefits
- Interest rates ranked in the best 20%
- No ongoing fees
- 100% full offset account
- Extra repayments and redraw facility
- Free redraw facility
Drawbacks
- Higher than average upfront fee
- Discharge fee at end of loan
- No repayment holidays
Fire Service Credit Union Variable Rate Home Loan overview
For First Home Buyer Loan (Principal and Interest) (New Customer)
Details
Maximum LVR
79.99%
Total repayments
$1,089,628
Interest rate type
Variable
Borrowing range
$200k - $100m
Suitable for
Owner Occupiers
Loan term range
1 - 30 years
Repayment type
Principal and Interest
Applicable states
ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Repayment options
Fortnightly, Monthly, Weekly
Target Market Determination
Visit Fire Service Credit Union to view Target Market Determination.
Features
Extra repayments
Unlimited
Redraw facility
Redraw fee: $0
Offset account
Split interest facility
Loan portability
Repayment holiday available
Allow guarantors
Available for first home buyers
Other benefits
Fees
Total estimated upfront fees
$300
Application fee
$300
Legal fee
$0
Valuation fee
$0
Settlement fee
$0
Other upfront fee
$0
Ongoing fee
$0
Discharge fee
$150
