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- Optimum Fixed Rate Investment Loan
Optimum Fixed Rate Investment Loan
- Investor
- Fixed 3 years
- 20% min deposit
- P&I
Interest rate p.a.
5.69%
Comparison rate* p.a.
6.34%
Optimum Fixed Rate Investment Loan
- Investor
- Fixed 3 years
- 20% min deposit
- P&I
Interest rate p.a.
5.69%
Comparison rate* p.a.
6.34%
South West Slopes Credit Union Fixed - 3 years Rate Home Loan overview
For Optimum Investor Fixed Rate Loan (Principal and Interest) 3 Years
No owner occupier products available
Details
Maximum LVR
80%
Total repayments
Interest rate type
Fixed - 3 years
Borrowing range
$50k - $100m
Suitable for
Investors
Loan term range
1 - 30 years
Repayment type
Principal and Interest
Applicable states
ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Repayment options
Fortnightly, Monthly, Weekly
Target Market Determination
Visit South West Slopes Credit Union to view Target Market Determination.
Features
Extra repayments
Allowed with restrictions
Redraw facility
Redraw fee: $0
Offset account
Split interest facility
Loan portability
Repayment holiday available
Allow guarantors
Available for first home buyers
Other benefits
Fees
Total estimated upfront fees
$0
Application fee
$0
Legal fee
$0
Valuation fee
$0
Settlement fee
$0
Other upfront fee
$0
Ongoing fee
$0
Discharge fee
$0
Pros and Cons
For Optimum Fixed Rate Investment Loan
Benefits
- Interest rates ranked in the best 20%
- No upfront or ongoing fees
- 100% full offset account
- Extra repayments and redraw facility
- Free redraw facility
- Split account option
Drawbacks
- Limited extra repayments
- Loan reverts to higher rate after fixed period
- No repayment holidays
