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- Flex Investment Loan Fixed
Flex Investment Loan Fixed
- Investor
- Fixed 3 years
- 40% min deposit
- P&I
Interest rate p.a.
6.29%
Comparison rate* p.a.
6.60%
Flex Investment Loan Fixed
- Investor
- Fixed 3 years
- 40% min deposit
- P&I
Interest rate p.a.
6.29%
Comparison rate* p.a.
6.60%
ubank Fixed - 3 years Rate Home Loan overview
For Flex Investment Loan Fixed (Principal and Interest) 3 Years (LVR < 60%)
No owner occupier products available
Details
Maximum LVR
60%
Total repayments
Interest rate type
Fixed - 3 years
Borrowing range
$80k - $100m
Suitable for
Investors
Loan term range
1 - 30 years
Repayment type
Principal and Interest
Applicable states
ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Repayment options
Fortnightly, Monthly, Weekly
Target Market Determination
Visit ubank to view Target Market Determination.
Features
Extra repayments
Allowed with restrictions
Redraw facility
Offset account
Split interest facility
Loan portability
Repayment holiday available
Allow guarantors
Available for first home buyers
Other benefits
Fees
Total estimated upfront fees
$250
Application fee
$250
Legal fee
$0
Valuation fee
$0
Settlement fee
$0
Other upfront fee
$0
Ongoing fee
$250
Discharge fee
$300
Other Restrictions
Disclaimer: Credit criteria, fees and charges apply. Residential lending is not available for non-Australian resident borrowers. Home loan information and interest rates are for new loans only and are subject to change. *Comparison rates are calculated on a loan amount of $150,000 for a term of 25 years. These rates are for secured lending only. WARNING: The comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Pros and Cons
For Flex Investment Loan Fixed
Benefits
- Interest rates ranked in the best 20%
Drawbacks
- Limited extra repayments
- No redraw and no offset
- Loan reverts to higher rate after fixed period
- Ongoing fee
- Higher than average upfront fee
- Discharge fee at end of loan
- Maximum loan amount is limited to 60% of the property's value
- No repayment holidays
