- Home
- Home Loans
- UniBank
- Your Way Fixed Investment Loan (Principal and Interest) 1 Year
Your Way Fixed Investment Loan
- Investor
- Fixed 1 year
- 10% min deposit
- P&I
Interest rate p.a.
6.84%
Comparison rate* p.a.
6.64%
Your Way Fixed Investment Loan
- Investor
- Fixed 1 year
- 10% min deposit
- P&I
Interest rate p.a.
6.84%
Comparison rate* p.a.
6.64%
Calculate your repayments for this loan
$
Your estimated repayment
$3,273
based on 500000 loan amount for 25 years at 6.84%
Monthly Repayment
$3,273
Total interest
$897,719
Total payments
$1,397,719
Start date
05-2024
End date
05-2049
$1,397,719
025 years
Principal owed
Total repayments owed
Interest owed
Pros and Cons
For Your Way Fixed Investment Loan
Benefits
- No ongoing fees
- Parents can sign as guarantor
- Extra repayments and redraw facility
- Free redraw facility
- Split account option
Drawbacks
- No offset account
- Higher than average interest rate
- Loan reverts to higher rate after fixed period
- Higher than average upfront fee
- Discharge fee at end of loan
UniBank Fixed - 1 year Rate Home Loan overview
For Your Way Fixed Investment Loan (Principal and Interest) 1 Year
Details
Maximum LVR
90%
Total repayments
$1,397,719
Interest rate type
Fixed - 1 year
Borrowing range
$150k - $5m
Suitable for
Investors
Loan term range
1 - 30 years
Repayment type
Principal and Interest
Applicable states
ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Repayment options
Fortnightly, Monthly, Weekly
Target Market Determination
Visit UniBank to view Target Market Determination.
Features
Extra repayments
Unlimited
Redraw facility
Redraw fee: $0
Offset account
Split interest facility
Loan portability
Repayment holiday available
Allow guarantors
Available for first home buyers
Other benefits
Fees
Total estimated upfront fees
$1.1k
Application fee
$600
Legal fee
$0
Valuation fee
$0
Settlement fee
$250
Other upfront fee
$250
Ongoing fee
$0
Discharge fee
$210
