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- Home Loans
- Warwick Credit Union
- Home Owners Package
Home Owners Package
- Owner Occupied
- Fixed 1 year
- 20% min deposit
- P&I
Interest rate p.a.
6.59%
Comparison rate* p.a.
6.97%
Home Owners Package
- Owner Occupied
- Fixed 1 year
- 20% min deposit
- P&I
Interest rate p.a.
6.59%
Comparison rate* p.a.
6.97%
Warwick Credit Union Fixed - 1 year Rate Home Loan overview
For Home Owners Package Fixed 1 year (Principal and Interest)
Principal & Interest (P&I)
Loan type
Loan to value ratio
Interest rate
Comparison rate
Interest only
Loan type
Loan to value ratio
Interest rate
Comparison rate
Details
Maximum LVR
80%
Total repayments
Interest rate type
Fixed - 1 year
Borrowing range
$150k - $100m
Suitable for
Owner Occupiers
Loan term range
1 - 30 years
Repayment type
Principal and Interest
Applicable states
ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Repayment options
Fortnightly, Monthly, Weekly
Target Market Determination
Visit Warwick Credit Union to view Target Market Determination.
Features
Extra repayments
Allowed with restrictions
Redraw facility
Offset account
Split interest facility
Loan portability
Repayment holiday available
Allow guarantors
Available for first home buyers
Other benefits
Fees
Total estimated upfront fees
$0
Application fee
$0
Legal fee
$0
Valuation fee
$0
Settlement fee
$0
Other upfront fee
$0
Ongoing fee
$270
Discharge fee
$0
Pros and Cons
For Home Owners Package
Benefits
- Interest rates ranked in the best 20%
- No upfront fees
Drawbacks
- Limited extra repayments
- No redraw and no offset
- Loan reverts to higher rate after fixed period
- Ongoing fee
- No repayment holidays
