Important disclosure

ME Bank

HomeME

Real Time Rating™

  • Bonus interest with conditions
  • Linked account required

2024 Award Winner

Maximum rate

5.55%*

p.a

Base rate

0.55%

p.a

Real Time Rating™
Tags
  • Bonus interest with conditions
  • Linked account required
Maximum rate

5.55%*

p.a

Base rate

0.55%

p.a

Pros and cons

For HomeME

Benefits

  • Maximum interest rate ranked in the best 20% (conditions may apply)
  • Ongoing bonus interest (conditions apply)
  • No ongoing account fees
  • No minimum balance
  • Winner of Best Savings Account Young Adults, Best Savings Account Regular Savers, RateCity Gold Awards 2024

Drawbacks

  • This is a digital only product; branch and phone banking not available
  • Only available with linked transaction account

ME Bank Rate Savings account overview

For HomeME

Account Details

Maximum rate

5.55%*

p.a

Minimum age restrictions

14

Base rate

0.55%

p.a

Maximum age restrictions

Maximum rate condition

*Deposit at least $2,000 into your SpendME acco...

Minimum opening deposit

$0

Interest calculation method

Tiered

Target Market Determination

Visit ME Bank to view Target Market Determination.

Features

Joint application available

Is online only

Methods of Access

Internet facility

N/A

ATM access

Phone facility

N/A

Eftpos facility

Branch access

N/A

App

App only

Fees

Eftpos fee

N/A

ATM withdrawal fee

N/A

Overseas eftpos fee

N/A

Internet transaction fee

N/A

Over the counter deposit fee

N/A

Phone transaction fee

N/A

Over the counter withdrawal fee

N/A

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ING

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Real Time Rating™
  • Bonus interest with conditions
  • App banking
  • Online banking
  • Linked account required

2024 Award Winner

*Deposit at least $1000, make 5+ card purchases and grow your account's balance

Maximum rate

5.50%*

p.a

Base rate

0.55%

p.a

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Pension Plus

Real Time Rating™
  • App banking
  • Online banking
Maximum rate

4.10%

p.a

Base rate

4.10%

p.a

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Gold Class

Real Time Rating™
  • App banking
  • Online banking
Maximum rate

0.75%

p.a

Base rate

0.75%

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Freedom Years Account

Real Time Rating™
  • App banking
  • Online banking
Maximum rate

1.20%

p.a

Base rate

1.20%

p.a