product logo

Term Deposit Eligible Investor


Calculate term deposit interest for Citi

Deposit amount

Savings term


Pros and Cons

    • Interest cannot be paid to other institution
    • Not covered by government guarantee

    Citi term deposit rates

    Savings Term
    $250,000 - $2,000,000
    3 months 3.50%




    The term deposit rate is the agreed interest rate for your term deposit. It remains fixed for the term of the deposit.

    For example, if you deposit $5,000 for 12 months at a 2.5 per cent term deposit rate, that 2.5 per cent term deposit rate will be fixed for the entire 12 months and won’t change until the term matures.

    The term deposit rate is one of the most important factors to consider when comparing your term deposit options. The general rule of thumb is that the longer the term, the higher the term deposit rate.

    Term deposits are a popular type of investment because they’re safe and provide reliable returns.

    The return you get on your term deposit will be determined by the amount you initially invest, the amount of time you choose to invest it for, and the term deposit rate.

    Compare your product with the big 4 banks, or add more products to compare
    As seen on