HOME LOANS

Investment Property Mortgages

An investment property mortgage is a home loan option for Australian buyers who wish to purchase a property solely for investment purposes. At RateCity you can search and compare a vast range of investment property mortgages to find one to meet your individual requirements.

Investment property mortgages would suit a range of investment borrowers who are looking to purchase a unit, house, land or commercial property. Most investors tend to veer towards fixed rate home loans due to the following reasons:

  • Fixed rate home loans present an easier way for investors to manage their investment as they offer consistent, unmovable repayments. Fixed rates don’t fluctuate with the cash rate market so you are guaranteed your repayments will remain the same, making it easier to calculate your costs and profits.

  • Fixed interest rates are generally higher than variable rates but this factor doesn’t normally act as a deterrent for investment buyers as their purchases are usually shorter term, as they commonly sell, paying off the remaining loan, after five to ten years.

Purchasing property for investment purposes is a popular choice in Australia. In order to reap the rewards from your investment you should dedicate valuable time towards landing the right home loan. Start searching and comparing some of Australia’s best investment property mortgages below.

Updating your preferences
We found 22 products that match your search

Show: 10 All 22 Results

Company Product Advertised Rate Comparison Rate Application Fees Monthly Repayment Star Rating Go To Site
Select up to 3 products to compare
Australian Unity Home Loans Investment Variable P&I 200-499k 4.73% Variable 4.75% Comparison Rate $0 Application Fees $1,301.11 Monthly Repayment
Rating: 5
Go to Site
Australian Unity Home Loans Inv Professional Package P&I 200-499k 4.63% Variable 4.96% Comparison Rate $0 Application Fees $1,286.10 Monthly Repayment
Rating: 4
Go to Site
IMB Investment Budget Loan 4.81% Variable 4.98% Comparison Rate $445 Application Fees $1,313.17 Monthly Repayment
Rating: 5
Go to Site
IMB Investment Essentials 4.98% Variable 4.98% Comparison Rate $0 Application Fees $1,339 Monthly Repayment
Rating: 5
Go to Site
Newcastle Permanent Investment Discounted Real Deal 3 yrs 5.15% Variable 5.09% Comparison Rate $0 Application Fees $1,365.07 Monthly Repayment
Rating: 4
Go to Site
Newcastle Permanent Investment Real Deal 5.15% Variable 5.16% Comparison Rate $0 Application Fees $1,365.07 Monthly Repayment
Rating: 4
Go to Site
IMB Inv Introductory Variable 1 yr 5.41% Variable 5.17% Comparison Rate $445 Application Fees $1,405.39 Monthly Repayment
Rating: 4
Go to Site
Newcastle Permanent Premium Plus Package Investment Premium Variable 250-499k 4.87% Variable 5.22% Comparison Rate $0 Application Fees $1,322.26 Monthly Repayment
Rating: 5
Go to Site
Greater Building Society Ultimate Home Loan Package Inv Variable 4.94% Variable 5.31% Comparison Rate $0 Application Fees $1,332.90 Monthly Repayment
Rating: 4
Go to Site
FCCS Credit Union Inv Property Accumulator 5.29% Variable 5.34% Comparison Rate $600 Application Fees $1,386.71 Monthly Repayment
Rating: 3
Go to Site
IMB Platinum Package Investment Standard Variable 250-499k 4.96% Variable 5.35% Comparison Rate $0 Application Fees $1,335.95 Monthly Repayment
Rating: 4
Go to Site
ING DIRECT Inv Orange Advantage Variable 250-m 95% 5.16% Variable 5.36% Comparison Rate $0 Application Fees $1,366.61 Monthly Repayment
Rating: 5
Go to Site
Suncorp Bank Investment Back To Basics 5.41% Variable 5.46% Comparison Rate $600 Application Fees $1,405.39 Monthly Repayment
Rating: 3
Go to Site
Newcastle Permanent Investment Intro Variable 1 yr 5.55% Variable 5.49% Comparison Rate $0 Application Fees $1,427.33 Monthly Repayment
Rating: 3
Go to Site
Newcastle Permanent Premium Plus Package Investment Real Deal 50k+ 5.15% Variable 5.50% Comparison Rate $0 Application Fees $1,365.07 Monthly Repayment
Rating: 3
Go to Site
Newcastle Permanent Investment Real Options 5.55% Variable 5.55% Comparison Rate $0 Application Fees $1,427.33 Monthly Repayment
Rating: 3
Go to Site
IMB Investment Standard Variable 5.66% Variable 5.71% Comparison Rate $445 Application Fees $1,444.67 Monthly Repayment
Rating: 3
Go to Site
IMB Platinum Package Investment Revert Rate 10k+ 5.41% Variable 5.77% Comparison Rate $0 Application Fees $1,405.39 Monthly Repayment Not Rated Go to Site
Newcastle Permanent Investment Premium Variable 5.77% Variable 5.77% Comparison Rate $0 Application Fees $1,462.11 Monthly Repayment
Rating: 3
Go to Site
Newcastle Permanent Premium Plus Package Investment Intro Variable 1 yr 5.55% Variable 5.82% Comparison Rate $0 Application Fees $1,427.33 Monthly Repayment
Rating: 3
Go to Site
Newcastle Permanent Premium Plus Package Investment Real Options 5.55% Variable 5.89% Comparison Rate $0 Application Fees $1,427.33 Monthly Repayment
Rating: 3
Go to Site
Suncorp Bank Investment Variable 5.99% Variable 6.15% Comparison Rate $600 Application Fees $1,497.27 Monthly Repayment
Rating: 2
Go to Site
Data last updated September 2nd, 2014

Showing all 22 results

Show: 10 All 22 Results

Read our important disclosures and comparison rate warning >