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Investment Property Mortgages
An investment property mortgage is a home loan option for Australian buyers who wish to purchase a property solely for investment purposes. At RateCity you can search and compare a vast range of investment property mortgages to find one to meet your individual requirements.
Investment property mortgages would suit a range of investment borrowers who are looking to purchase a unit, house, land or commercial property. Most investors tend to veer towards fixed rate home loans due to the following reasons:
Fixed rate home loans present an easier way for investors to manage their investment as they offer consistent, unmovable repayments. Fixed rates don’t fluctuate with the cash rate market so you are guaranteed your repayments will remain the same, making it easier to calculate your costs and profits.
Fixed interest rates are generally higher than variable rates but this factor doesn’t normally act as a deterrent for investment buyers as their purchases are usually shorter term, as they commonly sell, paying off the remaining loan, after five to ten years.
Purchasing property for investment purposes is a popular choice in Australia. In order to reap the rewards from your investment you should dedicate valuable time towards landing the right home loan. Start searching and comparing some of Australia’s best investment property mortgages below.