RateCity
Investment Property Mortgages
An investment property is a property that is purchased solely for investment purposes, for example a unit, house, land or commercial property. The property market is a popular choice for a large number of investors as it is seen as lower risk as opposed to other large sized investments such as shares, as despite its fluctuations the market can be less volatile.
For those investors wishing to purchase an investment property there are a range of home loans available, however the most common option for investors is to opt for a fixed rate home loan due to the following:
- A fixed rate home loan provides repayment stability and makes it easier to determine outgoing costs and profit.
- Investors will not mind as much to pay a bit more for a fixed rate for a short period of time because it is common to sell the investment property and pay out the loan after 5-10 years.
Start comparing and search for an investment home loan for your next investment from the table below.
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Monthly repayments are based on advertised rate, loan amount and selected payment frequency over 25 years.
The comparison rate is based on secured credit of $150,000 and a term of 25 years. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan.
Consider whether this general financial advice is right for your personal circumstances. You may need financial advice from a qualified adviser. Read our detailed disclosure here.
