999 articles written by Alex Ritchie
Stamp duty exemption expanded: what you need to know
In good news for first home buyers in New South Wales, stamp duty exemptions and concessions will be getting a boost. The First Home Buyers Assistance Scheme will be expanded in 2023.
Alex Ritchie -
20 Sep, 2023 -
3 min read
Do I need to buy home insurance before closing on a property?
Having adequate home insurance can help manage risks from unforeseen events. But if you’ve not yet closed on a property, you may be wondering if, and when, you’re meant to purchase home insurance.
Alex Ritchie -
18 Sep, 2023 -
4 min read
Will my personal loan repayments drop with a new interest rate?
Your personal loan repayments will drop with a new, lower interest rate. However, you will typically need to negotiate or refinance for a lower interest rate, as a personal loan rate may not fluctuate with the RBA's cash rate.
Alex Ritchie -
18 Sep, 2023 -
5 min read
What is comprehensive car insurance?
A comprehensive car insurance policy can be expensive, but it covers not just your liability for accidents, it can also protect you and your car.
Alex Ritchie -
15 Sep, 2023 -
5 min read
Can you apply for a personal loan on behalf of someone else?
The simple fact is that no, in Australia you generally cannot apply for a personal loan on behalf of someone else. However, there are alternative options you could consider.
Alex Ritchie -
14 Sep, 2023 -
4 min read
Biggest Qantas frequent flyer points at credit card sign up this September
In September, there are 18 providers offering credit cards with Qantas frequent flyer points bonuses on sign up that range from 20,000 points to 150,000 points.
Alex Ritchie -
14 Sep, 2023 -
5 min read
Biggest credit card reward points bonuses on sign up: September 2023
This month, there are nine credit card issuers offering competitive six-figure bulk bonus rewards points ranging from 100,000 to 275,000 points.
Alex Ritchie -
14 Sep, 2023 -
4 min read
Home insurance cancellation and refunds: what you need to know
A home insurance policy gives you the peace of mind, but there are certain situations when you may want to cancel your existing policy. You typically may be able to cancel your home insurance policy at any time without having to wait for your renewal notice.
Alex Ritchie -
13 Sep, 2023 -
4 min read
Cashback offers up to $10k: where you can still nab a cashback home loan deal
In September, there are 15 lenders offering cashback deals. RateCity shows you which lenders are still offering cashback deals for new and refinancing customers.
Alex Ritchie -
11 Sep, 2023 -
5 min read
The benefits of refinancing a home loan
If you’ve been paying off your home loan for some time now, you’ve likely thought about refinancing. After all, the chances that your current home loan is still the best option available for you may not be as high as you think.
Alex Ritchie -
10 Sep, 2023 -
7 min read