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Apple Pay, Google Pay and Samsung Pay; what does your bank offer?

Apple Pay, Google Pay and Samsung Pay; what does your bank offer?

Forget cash; mobile payment platforms are the king, with more banks than ever before offering a variety of digital wallet options.

If you’re a fan of this payment method, you’ll want to find out whether your provider offers Apple pay, Google pay or Samsung pay.  

RateCity’s comprehensive list of Australian providers offering Apple pay, Google pay or Samsung pay 

BankApple PayGoogle PaySamsung Pay
86 400YesYesYes
AMP BankNoYesYes
ANZYesYesYes
Arab Bank AustraliaNoNoNo
Australian Military BankNoNoNo
Australian UnityYesYesYes
Auswide BankNoNoNo
AWA Alliance BankYesYesYes
Bank AustraliaYesYesYes
Bank FirstYesYesNo
Bank of Heritage IsleYesYesYes
Bank of MelbourneYesYesYes
Bank of QueenslandNoNoNo
Bank of SydneyYesYesYes
Bank of usNoNoNo
BankSAYesYesYes
Bankstown City Unity BankYesYesYes
BankVicYesYesNo
BankwestYesYesNo
BCUYesNoYes
BDCU Alliance BankYesYesYes
Bendigo BankYesYesYes
Beyond Bank AustraliaYesYesYes
Border BankYesYesYes
Circle Alliance BankYesYesYes
CitiYesYesYes
Coastline Credit UnionYesYesNo
Commonwealth Bank of AustraliaYesYesYes
Community First Credit UnionYesYesYes
Credit Union SAYesYesYes
CUAYesYesYes
Delphi BankNoNoNo
Easy Street Financial ServicesYesYesYes
Endeavour Mutual BankYesYesYes
Fire Service Credit UnionNoNoNo
Firefighters MutualYesYesYes
First Option Bank LtdYesYesYes
G&C Mutual BankNoNoNo
Gateway BankNoNoNo
Geelong BankYesYesYes
Goldfields MoneyYesYesNo
Goulburn Murray Credit UnionYesYesYes
Greater BankNoNoNo
Heritage BankNoYesYes
Horizon BankYesYesYes
HSBCYesYesNo
Hume BankYesYesNo
Hunter UnitedNoNoNo
Illawarra Credit UnionYesYesYes
IMB BankYesYesYes
INGYesYesNo
Macquarie BankYesYesNo
Macquarie Credit UnionNoNoNo
ME BankNoNoNo
MOVE BankYesNoNo
MyState BankYesYesYes
NABYesYesYes
Newcastle PermanentNoNoNo
Northern Inland CUYesYesNo
Nova Alliance BankYesYesYes
Orange Credit UnionYesYesYes
P&N BankYesYesYes
People's Choice Credit UnionYesYesYes
Police BankYesYesYes
Police Credit UnionYesYesYes
QBANKYesYesNo
Qudos BankYesYesNo
Queensland Country Credit UnionYesYesNo
RACQ BankYesYesYes
RAMSNoNoNo
Regional Australia BankNoNoNo
Rural Bank LimitedNoNoNo
SERVICE ONE Alliance BankYesYesYes
Southern Cross Credit UnionNoNoNo
St.George BankYesYesYes
Summerland Credit UnionNoNoNo
Suncorp BankYesYesYes
Sydney Mutual BankYesYesYes
Teachers Mutual BankYesYesYes
The CapricornianNoNoNo
The MacYesNoNo
The MutualNoNoNo
Transport Mutual Credit UnionNoNoNo
UBankYesYesYes
UniBankYesYesYes
UpYesYesYes
WAW Credit UnionYesYesYes
WestpacJun-20YesYes
Woolworths Employees CUYesYesYes
XinjaYesYesNo

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Fact Checked -

This article was reviewed by Research Director Sally Tindall before it was published as part of RateCity's Fact Check process.

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Learn more about bank accounts

Can you get a payday loan without a bank account?

Yes. Some payday lenders are willing to transfer loans to prepaid debit cards instead of bank accounts.

Can you open a bank account at 16?

Yes, you can open a bank account at 16, or even younger. If you’re 13 or under, you will probably need a parent to accompany you to a branch.

Can I find my bank account number online?

Yes, you can find your bank account number by logging into your online banking and clicking on the relevant account.

Can I start a bank account online?

Yes, most lenders that operate in Australia will let you set up a bank account online. The process is usually simple and takes five to 10 minutes. You will probably need to provide a passport or birth certificate, as well as a driver’s licence, Medicare card or another form of secondary identification. Requirements differ from lender to lender, so some institutions might ask for more or different forms of ID.

Are bank accounts frozen when someone dies?

Yes, Australian bank accounts are frozen when someone dies. If you want to close the account of somebody who has died, you might have to provide proof of death and a copy of the will. You might also have to prove your relationship to the deceased person.

If you have a joint bank account with somebody who has died, you will generally be entitled to all the money in the account. Again, you might have to provide proof of death if you want to change the bank account from a joint account to a one-person account.

Can I open bank accounts for my children?

A common question for new parents is, ‘Can I open a bank account for my child?’

The short answer is yes – as a parent you can open a bank account for your child.

Once you’ve compared your options and found a bank account that suits your needs, the process is relatively simple.

As the bank account is for your child, you’ll need to provide some documentation such as proof of ID, including your tax file number.

You will also need a copy of your child’s birth certificate, and in some cases you may also need to sign a guarantee of indemnity.

Depending on the bank and whether you’re an existing customer, you may be able to open a bank account for your child online. However, you may still need to go into a branch to prove your identity.

Can Centrelink access your bank account?

Yes, Centrelink can access your bank account, but only if you give them a reason to. Centrelink uses data-matching software with other federal government agencies to help it crack down on welfare cheats.

This is why it’s important to give true and matching information to all government agencies.

For example, if you report to Centrelink your annual income is $25,000, but at tax time you report your income as $50,000 with the ATO, it’s likely you’ll be ‘red flagged’.

At this point, Centrelink can legally request that your bank hand over your personal bank account details, to review your finances.

In most cases, Centrelink does not have the authority to take money out of your account. You will usually be given written notice to repay the debt.

However, Centrelink can also reduce your benefits until you’ve paid back what you owe. In extreme cases, Centrelink can garnish your wages and assets (including money in your bank account) until your debt is repaid.

Can British expats still open bank accounts?

As a British expat, you can open an Australian bank account, and you can apply for an account the same ways an Aussie would. You can even open an account online from the UK prior to relocating.

If you’re overseas, the bank you choose to open an account with may call you to provide you with our new account details beforehand. You can then have your ID verified within a branch once you’ve arrived.

And if you’re already living down under, the following list outlines the types of information required by most banks when opening an Australian bank account.

  • Australian residential address
  • Tax file number (TFN) or a TFN exemption
  • Identification (this can be your passport)

Do you need a bank account to sell on eBay?

You don’t need a bank account to sell on eBay. But if you don’t have a bank account, you must provide either a credit card or debit card.

Which bank is best for business accounts?

Unfortunately, there’s no definitive answer to the question of which bank is best for business accounts. That’s because ‘best’ will differ from customer to customer, depending on their unique circumstances. These include not only your company’s financial position, but also its size, its age and the sector in which it operates. Another factor to consider is what features you want in a bank account. Your business may require different features than another business; and your business may require different features tomorrow than it does today.

The best thing to do is to thoroughly research the market before opening a business account. And when you do open an account, you should reassess your options every year or two, because the market moves quickly. A particular bank might offer the best account today, but be surpassed by one or several rivals tomorrow.

How to transfer money to another bank account

Transferring money to another bank is often called a bank transfer, and it can be done a few different ways.

Customers generally need three pieces of information to transfer money to another bank account. Customers need the account name, BSB and account number of the account they wish to transfer money to.

One way of transferring money to another bank account is in a branch with the help of a staff member; they will often give you a receipt as well as confirmation of the transfer.

Transfers can be also made via internet banking and phone banking.

Some banks also allow customers to make transfers via partnered ATMs, especially if the account is with the same bank.

How do you set up a bank account online?

Once you’ve compared bank accounts and found the right one, the process of opening a bank account online is quite simple and can be done in around 10 minutes.

To set up a bank account online, you’ll need to prove your identity and provide an approved form of ID as well as your tax file number (TFN).

If you’re a new customer of the bank, you’ll need to verify your identity and potentially upload documents before you can complete your online application.

Once your ID has been verified and you’ve set up your bank account online, you should receive your bank cards in the mail along with your PIN and any other account details.

How can I close a Commonwealth Bank account?

You can close your Commonwealth Bank account at any branch, provided you have appropriate identification. You can also close your account over the phone, by calling 132 221, 24 hours a day.

Can foreigners open bank account in Australia?

If you’re migrating, studying or working in Australia, you’ll be pleased to know that you can open an Australian bank account. For the most part, opening a bank account in Australia is a simple process which starts by comparing the types of bank accounts foreigners can open in Australia.

Once you’ve found a bank account that suits your needs, you can start the application process.

When you apply for the account, you’ll need to provide proof of ID which may include your passport, overseas ID or credit card. You may also need to provide a copy of your visa and proof of address in Australia.

Depending on the bank and the type of account you choose, you may be able to apply for the account online or over the phone before you arrive in Australia.