BOQ home loans

Promoted

Economy Variable Home Loan

Real Time Rating™
Owner Occupied
30% min deposit
P&I
Extra repayments

Cashback

$2,000 cashback when you refinance your home loan to BOQ
Interest Rate

6.09%

p.a

Variable

Comparison Rate*

6.24%

p.a

Promoted

Economy Variable Home Loan

Real Time Rating™
Investor
20% min deposit
P&I
Extra repayments

Cashback

$2,000 cashback when you refinance your home loan to BOQ
Interest Rate

6.39%

p.a

Variable

Comparison Rate*

6.53%

p.a

Promoted

Economy Variable Home Loan

Real Time Rating™
Owner Occupied
20% min deposit
P&I
Extra repayments

Cashback

$2,000 cashback when you refinance your home loan to BOQ
Interest Rate

6.14%

p.a

Variable

Comparison Rate*

6.29%

p.a

Promoted

Economy Variable Home Loan

Real Time Rating™
Investor
30% min deposit
P&I
Extra repayments

Cashback

$2,000 cashback when you refinance your home loan to BOQ
Interest Rate

6.34%

p.a

Variable

Comparison Rate*

6.48%

p.a

BOQ credit cards

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Blue Visa

Samsung Pay
Balance transfer
Low annual fee

Balance Transfer

0% p.a. on balance transfers for the first 20 months.
Purchase Rate

20.74%

p.a

Annual Fee

$60

Promoted

Platinum Visa

Samsung Pay
Balance transfer

Bonus Points

Earn 150,000 bonus Q Rewards® Points and 0% on balance transfers for 14 months
Purchase Rate

20.74%

p.a

Annual Fee

$64.5

for 12 months then $129 thereafter

Promoted

Low Rate Visa Card

Samsung Pay
Balance transfer
Low annual fee

Balance Transfer

0% p.a. on balance transfers and purchases for 12 months
Purchase Rate

13.49%

p.a

Annual Fee

$55

BOQ savings accounts

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Smart Saver Account

Real Time Rating™
Bonus interest with conditions
Linked account required

*Deposit $1000 minimum monthly deposit into your linked Everyday Account and make 5 or more eligible transactions.

Maximum rate

5.00%*

p.a

Base rate

0.05%

p.a

Promoted

Simple Saver Account

Real Time Rating™
App banking
Online banking
Maximum rate

4.85%

p.a

Base rate

4.85%

p.a

Promoted

Future Saver Account (Under 35)

Real Time Rating™
Bonus interest with conditions
Linked account required

*Deposit $1000 minimum monthly deposit into your linked Everyday Account and make 5 or more eligible transactions.

Maximum rate

5.40%*

p.a

Base rate

0.05%

p.a

Promoted

Kids Savings Account (Ages < 14)

Real Time Rating™
Bonus interest with conditions
Online banking
Linked account required

*Bonus interest will be paid if no more than one withdrawal is made per month

Maximum rate

2.75%*

p.a

Base rate

0.05%

p.a

BOQ bank accounts

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Everyday Account

Real Time Rating™
App banking
Overseas ATM facilities
Visa debit card
Account Keeping Fees
ATM Fee

$0

Over 3,000 rediATMs

Debit Card Type

Visa

Maximum Interest rate

BOQ term deposits

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Term Deposit

Real Time Rating™
1 month
Automatic maturity rollover
Joint application available
Interest payment to other institution
Interest rate

0.75%

p.a

for 1 month

Min. deposit

$5,000

Next rate increased

0.80%

p.a

for 2 months

Max rate

5.10%

p.a

for 12 months

BOQ home insurance

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Household Insurance

Flexible excess
24 hours claim lodgement
Policy type

Home and Contents

Combined policy discount