Home Insurance articles & news

Need to know all about home insurance? Let RateCity help fill in the gaps of your knowledge with our home insurance team.

Peter Terlato

Personal Finance Editor

How will home insurance cover water damage?

Every property faces the risk of water damage of some kind sooner or later. However, damage to your home may only be covered if the incident causing it is listed in your home insurance policy. Check the PDS to find out what you're covered for.

Home Insurance

06 Feb, 2023

4 min read

How will home insurance cover water damage?

Mark Bristow

Personal Finance Editor

Can you claim home insurance on taxes?

In most instances, you cannot claim home insurance as an expense on your taxes, because homes are used for personal purposes. However, according to the Australian Taxation Office (ATO), you may claim some portion of the home insurance expense if you use your residence to run your home-based business.

Home Insurance

16 Dec, 2022

4 min read

Mark Bristow

Personal Finance Editor

What does homeowner's insurance cover?

Home insurance covers the cost of repairing your property if it is damaged or destroyed in an insurable event. These events could include natural disasters such as storms or fires, unfortunate circumstances such as falling trees, or criminal activity such as break-ins or vandalism.

Home Insurance

28 Nov, 2022

5 min read

Peter Terlato

Personal Finance Editor

Can you withdraw a home insurance claim?

If your home is damaged, say due to a fire or storm, your first thought may be to file a claim with your home insurer for the repair costs. But what happens if you change your mind after the fact?

Home Insurance

25 Nov, 2022

3 min read

Can you withdraw a home insurance claim?

Peter Terlato

Personal Finance Editor

Are bikes covered under home insurance?

A bicycle might be your primary mode of transportation, a means of commuting between work and home, a way to get around on the weekend or perhaps, like the titular character on the hit TV show Seinfeld, it’s hanging on a wall in your home, “just for show”.

Home Insurance

17 Nov, 2022

3 min read