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Home Insurance articles & news
Need to know all about home insurance? Let RateCity help fill in the gaps of your knowledge with our home insurance team.
Mark Bristow
Personal Finance Editor
What is home and contents insurance?
A home insurance policy covers you if the building that you live in is damaged or destroyed by an insured event, such as a fire, a storm, or a break-in. Similarly, a contents insurance policy covers you if the belongings you keep in your home are lost, damaged or destroyed in an insured event.
Home Insurance
26 Oct, 2023
6 min read
Alex Ritchie
Personal Finance Editor
Do you live in an apartment? Here's what's covered under strata insurance
Homeowners and would-be buyers should familiarise themselves with what exactly is covered under strata insurance to mitigate the risk of gaps in your personal insurance coverage.
Home Insurance
25 Oct, 2023
3 min read
Mark Bristow
Personal Finance Editor
Do you need bushfire insurance in addition to regular home insurance?
In many cases if you already have home insurance, you’re already covered for fire damage to your property, so you may not need separate bushfire insurance. But if you live in an area with a higher-than-average bushfire risk, that could push up the cost of your insurance premiums.
Home Insurance
24 Oct, 2023
3 min read
Alex Ritchie
Personal Finance Editor
What disasters can home insurance cover?
When you live in Australia, considering how a natural disaster may impact your home is an unavoidable reality. This is where home insurance can be a lifeline for disaster-affected households.
Home Insurance
24 Oct, 2023
6 min read
Alex Ritchie
Personal Finance Editor
Does home insurance cover natural disasters?
Do you live in a disaster-prone area and wonder if you have adequate home insurance against natural disasters? Whether it’s against floods or bushfire, your home insurance policy must cover you against the risk of natural disasters.
Home Insurance
23 Oct, 2023
4 min read
Peter Terlato
Personal Finance Editor
Do home insurance claims follow you?
Your home insurance claims will affect the premium you pay for a new policy for a few years. If you have made no claims, you can get a no-claims discount.
Home Insurance
13 Oct, 2023
6 min read
Vidhu Bajaj
Personal Finance Writer
A practical checklist on how to prepare for a flood
Learn about the things you can do to be well-prepared to protect your home and loved ones from potential flood damage.
Home Insurance
10 Oct, 2023
7 min read
Mark Bristow
Personal Finance Editor
What is a home insurance premium?
Your home insurance premium is what you pay your insurance provider for covering your home under their home insurance policy. It is calculated based on the type of coverage you choose for your home as well as any additional coverage you buy for either your possessions or specific incidents.
Home Insurance
10 Oct, 2023
5 min read
Mark Bristow
Personal Finance Editor
How is seniors’ home insurance different from other policies?
Age shouldn’t be a factor preventing you from living the life you want, and many seniors enjoy a comfortable life well beyond their 70s and 80s.
Home Insurance
05 Oct, 2023
3 min read
Mark Bristow
Personal Finance Editor
Do you need a home insurance broker?
Home insurance brokers weigh up different insurance options to help find the best policy for your needs. While brokers are not for everyone, some people find them helpful when navigating through the insurance market.
Home Insurance
05 Oct, 2023
3 min read
Vidhu Bajaj
Personal Finance Writer
Does home insurance provide coverage for malicious damage?
Learn about home insurance coverage for malicious damage, including what it covers, exceptions, and claims process.
Home Insurance
04 Oct, 2023
8 min read
Vidhu Bajaj
Personal Finance Writer
Does your home insurance have you covered against theft or burglary?
Most home insurance policies cover burglary or theft, but the coverage may vary depending on the type of insurance you have.
Home Insurance
03 Oct, 2023
7 min read
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Mark Bristow
Personal Finance Editor
26 Jun, 2024
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Mark Bristow
Personal Finance Editor
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Do I need to get homeowners insurance liability coverage?
Mark Bristow
Personal Finance Editor
26 Jun, 2024
Will my home insurance policy cover lost jewellery?
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