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Home Insurance articles & news
Need to know all about home insurance? Let RateCity help fill in the gaps of your knowledge with our home insurance team.
Alex Ritchie
Personal Finance Editor
Does home insurance cover natural disasters?
Do you live in a disaster-prone area and wonder if you have adequate home insurance against natural disasters? Whether it’s against floods or bushfire, your home insurance policy must cover you against the risk of natural disasters.
Home Insurance
23 Oct, 2023
4 min read
Peter Terlato
Personal Finance Editor
Do home insurance claims follow you?
Your home insurance claims will affect the premium you pay for a new policy for a few years. If you have made no claims, you can get a no-claims discount.
Home Insurance
13 Oct, 2023
6 min read
Peter Terlato
Personal Finance Editor
Does home insurance cover roof leaks?
Your home insurance policy may cover damage caused due to roof leaks under certain circumstances, but as always, beware the fine print.
Home Insurance
12 Oct, 2023
4 min read
Mark Bristow
Personal Finance Editor
Do I need home insurance for renovations?
If a mishap occurs while you’re renovating your home, it may be covered by your home insurance policy. However, this may not apply in every situation, as renovations may be an exception to your home insurance coverage. It’s essential to understand how home insurance covers renovation projects before beginning your building works.
Home Insurance
12 Oct, 2023
5 min read
Vidhu Bajaj
Personal Finance Writer
A practical checklist on how to prepare for a flood
Learn about the things you can do to be well-prepared to protect your home and loved ones from potential flood damage.
Home Insurance
10 Oct, 2023
7 min read
Mark Bristow
Personal Finance Editor
What is a home insurance premium?
Your home insurance premium is what you pay your insurance provider for covering your home under their home insurance policy. It is calculated based on the type of coverage you choose for your home as well as any additional coverage you buy for either your possessions or specific incidents.
Home Insurance
10 Oct, 2023
5 min read
Mark Bristow
Personal Finance Editor
Landlord insurance vs home insurance
Home insurance can provide cover for a number of challenges you may face as a homeowner, including if your house burns down, if there’s a break-in and even the medical bills if someone gets hurt on your property.
Home Insurance
10 Oct, 2023
3 min read
Mark Bristow
Personal Finance Editor
Does home insurance cover foundation damage?
Cracks, leaks, a shift in the soil, and other types of damage to your home’s foundation are not only harmful to the structure, but expensive to repair.
Home Insurance
05 Oct, 2023
4 min read
Mark Bristow
Personal Finance Editor
How is seniors’ home insurance different from other policies?
Age shouldn’t be a factor preventing you from living the life you want, and many seniors enjoy a comfortable life well beyond their 70s and 80s.
Home Insurance
05 Oct, 2023
3 min read
Mark Bristow
Personal Finance Editor
Do you need a home insurance broker?
Home insurance brokers weigh up different insurance options to help find the best policy for your needs. While brokers are not for everyone, some people find them helpful when navigating through the insurance market.
Home Insurance
05 Oct, 2023
3 min read
Vidhu Bajaj
Personal Finance Writer
Does home insurance provide coverage for malicious damage?
Learn about home insurance coverage for malicious damage, including what it covers, exceptions, and claims process.
Home Insurance
04 Oct, 2023
8 min read
Vidhu Bajaj
Personal Finance Writer
Does your home insurance have you covered against theft or burglary?
Most home insurance policies cover burglary or theft, but the coverage may vary depending on the type of insurance you have.
Home Insurance
03 Oct, 2023
7 min read
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Product data updated on 28 Apr 2024