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Need to know all about home insurance? Let RateCity help fill in the gaps of your knowledge with our home insurance team.
Mark Bristow
Personal Finance Editor
Advantages and disadvantages of home and contents insurance
If you want to insure your home, as well as your possessions, choosing a combined home and contents insurance policy can come with advantages, such as lower premiums compared to separate policies, and easier filing of combined insurance claims after disaster strikes. However, there may also be some disadvantages, such as lower coverage limits for some of your belongings and needing to buy more optional coverage.
Home Insurance
20 Nov, 2023
3 min read
Vidhu Bajaj
Personal Finance Writer
What you need to know about home insurance for Airbnb and Stayz properties
Navigate the complexities of home insurance for Airbnb and Stayz properties - protect your investment and understand coverage options.
Home Insurance
13 Nov, 2023
5 min read
Alex Ritchie
Personal Finance Editor
Is flood insurance included in your policy?
With more and more flooding events occurring in Australia, it’s a no-brainer to investigate whether your home insurance covers damages from floods.
Home Insurance
13 Nov, 2023
5 min read
Vidhu Bajaj
Personal Finance Writer
Do you need holiday home contents insurance?
Having a contents insurance coverage for your holiday home could be a smart decision whether you visit it yourself or rent out to vacationers.
Home Insurance
08 Nov, 2023
4 min read
Mark Bristow
Personal Finance Editor
Can you claim on contents insurance without a receipt?
It is possible to make a claim on your contents insurance if you don’t have a receipt, provided you can provide the insurer with some other proof of ownership. However, keeping receipts or similar official documentation will often make it easier to process contents insurance claims quickly and with fewer hassles.
Home Insurance
07 Nov, 2023
3 min read
Vidhu Bajaj
Personal Finance Writer
Why do I need holiday home insurance?
Whether you’re keeping the property for your own use or renting it out, getting holiday home insurance is simple once you know which policy you need to get.
Home Insurance
06 Nov, 2023
6 min read
Vidhu Bajaj
Personal Finance Writer
How to find the top home and contents insurance policy
Comparing home and contents insurance quotes can tell you how different policies vary and which policy has the most suitable inclusions, exclusions and limits.
Home Insurance
03 Nov, 2023
7 min read
Vidhu Bajaj
Personal Finance Writer
What are the factors that affect home insurance premiums?
Understand how different factors such as property age, market condition, and previous claims can influence your home insurance premium.
Home Insurance
30 Oct, 2023
7 min read
Mark Bristow
Personal Finance Editor
Does home insurance cover animal damage?
Does your home insurance cover animal damage to your owner-occupied house or its contents? Or perhaps you are a landlord wishing to rent out your home to a pet owner, or you’re a pet owner looking to lease a house - what should both parties keep in mind before entering into an agreement?
Home Insurance
30 Oct, 2023
5 min read
Peter Terlato
Personal Finance Editor
What can void home insurance? And what you can do to safeguard your cover
If disaster strikes and your property is damaged or destroyed home insurance can provide financial relief to help cover some or all of the costs. However, policies can be rescinded if conditions are violated.
Home Insurance
27 Oct, 2023
7 min read
Mark Bristow
Personal Finance Editor
Home insurance for older properties | RateCity
Home insurance is an important part of owning your own home because it offers cover for any damage to the property that might occur. When it comes to older properties, you can face various challenges with both maintenance and repairs. Many of the materials used to build older homes are simply no longer available, and these repair jobs might also require specialised tradespeople, architects, and other experts.
Home Insurance
27 Oct, 2023
3 min read
Mark Bristow
Personal Finance Editor
Do you need home renters’ insurance?
If you live in a rental property, you shouldn’t need to worry about home insurance, as that responsibility falls on your landlord. But you may want to consider protecting the possessions you keep inside your home.
Home Insurance
27 Oct, 2023
4 min read
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Mark Bristow
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Home & Contents
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Product data updated on 27 Jul 2024