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- Fixed Rate Investment Loan (Interest in Advance Yearly) 5 Years (LVR < 80%)
Fixed Rate Investment Loan
- Cashback
- Investor
- Fixed 5 years
- 20% min deposit
- Interest Only
$2,000 cashback when you refinance an eligible home loan.
Get $2,000 cashback when borrowing 80% or less of the property value. On eligible loans of $250,000 or more refinanced to ANZ (including any new lending as part of the refinance). T&Cs apply.
Interest rate p.a.
6.94%
Comparison rate* p.a.
7.45%
Fixed Rate Investment Loan
- Cashback
- Investor
- Fixed 5 years
- 20% min deposit
- Interest Only
Interest rate p.a.
6.94%
Comparison rate* p.a.
7.45%
Calculate your repayments for this loan
Your estimated repayment
$2,892
based on 500000 loan amount for 25 years at 6.94%
Monthly Repayment
$2,892
Total interest
$1,078,500
Total payments
$1,078,500
Start date
05-2024
End date
05-2049
Pros and Cons
For Fixed Rate Investment Loan
Benefits
- No ongoing fees
- Parents can sign as guarantor
- Split account option
Drawbacks
- Limited extra repayments
- No redraw and no offset
- Higher than average interest rate
- Loan reverts to higher rate after fixed period
- Higher than average upfront fee
- Discharge fee at end of loan
- No repayment holidays
ANZ Fixed - 5 years Rate Home Loan overview
For Fixed Rate Investment Loan (Interest in Advance Yearly) 5 Years (LVR < 80%)
Details
Maximum LVR
80%
Total repayments
$1,078,500
Interest rate type
Fixed - 5 years
Borrowing range
$20k - $100m
Suitable for
Investors
Loan term range
1 - 30 years
Repayment type
Interest only
Applicable states
ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Repayment options
Fortnightly, Monthly, Weekly
Target Market Determination
Visit ANZ Banking Group Limited to view Target Market Determination.
Features
Extra repayments
Allowed with restrictions
Redraw facility
Offset account
Split interest facility
Loan portability
Repayment holiday available
Allow guarantors
Available for first home buyers
Other benefits
Fees
Total estimated upfront fees
$160
Application fee
$0
Legal fee
$0
Valuation fee
$0
Settlement fee
$160
Other upfront fee
$0
Ongoing fee
$0
Discharge fee
$160
Other Restrictions
Only 1 year fixed has offset account
