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- Straight Up Owner Occupied - Evaporate (LVR 60%-70%) (Principal and Interest)
Straight Up Owner Occupied Evaporate (Principal and Interest)
- Owner Occupied
- Variable
- 30% min deposit
- P&I
Interest rate p.a.
6.34%
Comparison rate* p.a.
6.31%
Straight Up Owner Occupied Evaporate (Principal and Interest)
- Owner Occupied
- Variable
- 30% min deposit
- P&I
Interest rate p.a.
6.34%
Comparison rate* p.a.
6.31%
RateCity says
"Borrowers can take control of their mortgage repayments with this home loan offering competitive rates, low fees and unlimited extra repayments."
Calculate your repayments for this loan
Your estimated repayment
$3,108
based on 500000 loan amount for 25 years at 6.34%
Monthly Repayment
$3,108
Total interest
$618,849
Total payments
$1,118,849
Start date
05-2024
End date
05-2049
Pros and Cons
For Straight Up Owner Occupied Evaporate (Principal and Interest)
Benefits
- Interest rates ranked in the best 20%
- No upfront or ongoing fees
- Extra repayments and redraw facility
- Free redraw facility
Drawbacks
- No offset account
- Maximum loan amount is limited to 70% of the property's value
- No repayment holidays
Athena Variable Rate Home Loan overview
For Straight Up Owner Occupied - Evaporate (LVR 60%-70%) (Principal and Interest)
Details
Maximum LVR
70%
Total repayments
$1,118,849
Interest rate type
Variable
Borrowing range
$100k - $2m
Suitable for
Owner Occupiers
Loan term range
10 - 30 years
Repayment type
Principal and Interest
Applicable states
ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Repayment options
Fortnightly, Monthly, Weekly
Target Market Determination
Visit Athena Home Loans Pty Ltd to view Target Market Determination.
Features
Extra repayments
Unlimited
Redraw facility
Redraw fee: $0
Offset account
Split interest facility
Loan portability
Repayment holiday available
Allow guarantors
Available for first home buyers
Other benefits
Fees
Total estimated upfront fees
$0
Application fee
$0
Legal fee
$0
Valuation fee
$0
Settlement fee
$0
Other upfront fee
$0
Ongoing fee
$0
Discharge fee
$0
Promoted home loan products
Variable Rate Home Loan LVR < 80%
Real Time Rating™
- 2024 Award Winner
- Special
- Owner Occupied
- Variable
Interest rate p.a.
5.99%
Comparison rate* p.a.
5.90%
Australian Credit Licence 234945
Fees & charges apply
Express Home Loan
Real Time Rating™
- Special
- Owner Occupied
- Variable
- 10% min deposit
Interest rate p.a.
6.01%
Comparison rate* p.a.
6.14%
Australian Credit Licence 237879
Fees & charges apply
AMP Bank Professional Package Home Loan (Principal and Interest) ($500k+)
Real Time Rating™
- Owner Occupied
- Variable
- 40% min deposit
- P&I
Interest rate p.a.
6.19%
Comparison rate* p.a.
6.54%
Australian Credit Licence 234517
Fees & charges apply
Basic Home Loan
Real Time Rating™
- Cashback
- Owner Occupied
- Variable
- 20% min deposit
Interest rate p.a.
6.29%
Comparison rate* p.a.
6.30%
Australian Credit Licence 233714
Fees & charges apply
Product data updated on 18 May 2024