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- Total Home Loan Package Fixed (Home Buyer Scheme) 3 Years
Home Buyer Scheme Total Home Loan Package Fixed
- Owner Occupied
- Fixed 3 years
- 5.01% min deposit
- P&I
Interest rate p.a.
6.29%
Comparison rate* p.a.
7.69%
Home Buyer Scheme Total Home Loan Package Fixed
- Owner Occupied
- Fixed 3 years
- 5.01% min deposit
- P&I
Interest rate p.a.
6.29%
Comparison rate* p.a.
7.69%
Calculate your repayments for this loan
Your estimated repayment
$3,092
based on 500000 loan amount for 25 years at 6.29%
Monthly Repayment
$3,092
Total interest
$741,973
Total payments
$1,241,973
Start date
05-2024
End date
05-2049
Pros and Cons
For Home Buyer Scheme Total Home Loan Package Fixed
Benefits
- Interest rates ranked in the best 20%
- No upfront fees
- Suitable for low deposits
- Extra repayments and redraw facility
- Free redraw facility
- Split account option
Drawbacks
- Limited extra repayments
- No offset account
- Loan reverts to higher rate after fixed period
- Ongoing fee
- Discharge fee at end of loan
Beyond Bank Fixed - 3 years Rate Home Loan overview
For Total Home Loan Package Fixed (Home Buyer Scheme) 3 Years
Details
Maximum LVR
94.99%
Total repayments
$1,241,973
Interest rate type
Fixed - 3 years
Borrowing range
$50k - $2m
Suitable for
Owner Occupiers
Loan term range
5 - 30 years
Repayment type
Principal and Interest
Applicable states
ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Repayment options
Fortnightly, Monthly, Weekly
Target Market Determination
Visit Beyond Bank Australia to view Target Market Determination.
Features
Extra repayments
Allowed with restrictions
Redraw facility
Redraw fee: $0
Offset account
Split interest facility
Loan portability
Repayment holiday available
Allow guarantors
Available for first home buyers
Other benefits
Fees
Total estimated upfront fees
$0
Application fee
$0
Legal fee
$0
Valuation fee
$0
Settlement fee
$0
Other upfront fee
$0
Ongoing fee
$395
Discharge fee
$350