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  4. Fixed Investment Loan (Principal and Interest) 2 Years

Fixed Home Loan

  • Investor
  • Fixed 2 years
  • 5% min deposit
  • P&I

Interest rate p.a.

6.04%

Comparison rate* p.a.

6.09%

Fixed Home Loan

  • Investor
  • Fixed 2 years
  • 5% min deposit
  • P&I

Interest rate p.a.

6.04%

Comparison rate* p.a.

6.09%

Calculate your repayments for this loan

$

Your estimated repayment

$3,011

based on 500000 loan amount for 25 years at 6.04%

Monthly Repayment

$3,011

Total interest

$583,824

Total payments

$1,083,824

Start date

05-2024

End date

05-2049

$1,083,824
025 years
Principal owed
Total repayments owed
Interest owed

Pros and Cons

For Fixed Home Loan

Benefits

  • Interest rates ranked in the best 20%
  • No ongoing fees
  • 100% full offset account
  • Suitable for low deposits
  • Parents can sign as guarantor
  • Extra repayments and redraw facility
  • Free redraw facility
  • Split account option

Drawbacks

  • Loan reverts to higher rate after fixed period
  • Higher than average upfront fee
  • Discharge fee at end of loan
  • No repayment holidays

Easy Street Financial Services Fixed - 2 years Rate Home Loan overview

For Fixed Investment Loan (Principal and Interest) 2 Years

Details

Maximum LVR

95%

Total repayments
Interest rate type

Fixed - 2 years

Borrowing range

$50k - $2.5m

Suitable for

Investors

Loan term range

5 - 30 years

Repayment type

Principal and Interest

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Repayment options

Fortnightly, Monthly, Weekly

Target Market Determination

Visit Easy Street Financial Services to view Target Market Determination.

Features

Extra repayments

Unlimited

Redraw facility

Redraw fee: $0

Offset account

Split interest facility

Loan portability

Repayment holiday available

Allow guarantors

Available for first home buyers

Other benefits

Fees

Total estimated upfront fees

$500

Application fee

$500

Legal fee

$0

Valuation fee

$0

Settlement fee

$0

Other upfront fee

$0

Ongoing fee

$0

Discharge fee

$696

Home loans

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