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- Star Blue SMSF Refinance Special (LVR < 70%) (Interest Only) (New Customer)
Star Blue SMSF Refinance Special IO
- Investor
- Variable
- 30% min deposit
- Interest Only
Interest rate p.a.
7.39%
Comparison rate* p.a.
7.45%
Star Blue SMSF Refinance Special IO
- Investor
- Variable
- 30% min deposit
- Interest Only
Interest rate p.a.
7.39%
Comparison rate* p.a.
7.45%
Calculate your repayments for this loan
$
Your estimated repayment
$3,079
based on 500000 loan amount for 25 years at 7.39%
Monthly Repayment
$3,079
Total interest
$1,108,500
Total payments
$1,108,500
Start date
05-2024
End date
05-2049
$1,108,500
025 years
Principal owed
Total repayments owed
Interest owed
Pros and Cons
For Star Blue SMSF Refinance Special IO
Benefits
- 100% full offset account
Drawbacks
- No redraw facility
- Higher than average interest rate
- Not available for first home buyers
- Ongoing fee
- Higher than average upfront fee
- Discharge fee at end of loan
- Maximum loan amount is limited to 70% of the property's value
- No repayment holidays
Homestar Finance Variable Rate Home Loan overview
For Star Blue SMSF Refinance Special (LVR < 70%) (Interest Only) (New Customer)
Details
Maximum LVR
70%
Total repayments
$1,108,500
Interest rate type
Variable
Borrowing range
$150k - $2m
Suitable for
Investors, Self-Managed Super Funds
Loan term range
10 - 30 years
Repayment type
Interest only
Applicable states
ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Repayment options
Monthly
Target Market Determination
Visit Homestar Finance to view Target Market Determination.
Features
Extra repayments
Unlimited
Redraw facility
Offset account
Split interest facility
Loan portability
Repayment holiday available
Allow guarantors
Available for first home buyers
Other benefits
Fees
Total estimated upfront fees
$1.2k
Application fee
$0
Legal fee
$595
Valuation fee
$244
Settlement fee
$395
Other upfront fee
$0
Ongoing fee
$395
Discharge fee
$2.2k
