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- Pacific Mortgage Group
- Standard Variable Home Loan (Principal and Interest) (LVR <80%)
Standard Variable Home Loan
- 2024 Award Winner
- Owner Occupied
- Variable
- 20% min deposit
- P&I
Interest rate p.a.
5.89%
Comparison rate* p.a.
5.89%
Standard Variable Home Loan
- 2024 Award Winner
- Owner Occupied
- Variable
- 20% min deposit
- P&I
Interest rate p.a.
5.89%
Comparison rate* p.a.
5.89%
Calculate your repayments for this loan
$
Your estimated repayment
$2,962
based on 500000 loan amount for 25 years at 5.89%
Monthly Repayment
$2,962
Total interest
$566,494
Total payments
$1,066,494
Start date
05-2024
End date
05-2049
$1,066,494
025 years
Principal owed
Total repayments owed
Interest owed
Pros and Cons
For Standard Variable Home Loan
Benefits
- Interest rates ranked in the best 20%
- No upfront or ongoing fees
- 100% full offset account
- Extra repayments and redraw facility
- Free redraw facility
- Split account option
- Winner of Best Offset Home Loan, Best Home Loans Over 1 M, Best Variable Home Loan, Best Refinance Home Loan, RateCity Gold Awards 2024
Drawbacks
Pacific Mortgage Group Variable Rate Home Loan overview
For Standard Variable Home Loan (Principal and Interest) (LVR <80%)
Details
Maximum LVR
80%
Total repayments
$1,066,494
Interest rate type
Variable
Borrowing range
$50k - $5m
Suitable for
Owner Occupiers
Loan term range
1 - 30 years
Repayment type
Principal and Interest
Applicable states
ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Repayment options
Fortnightly, Monthly, Weekly
Target Market Determination
Visit Pacific Mortgage Group to view Target Market Determination.
Features
Extra repayments
Unlimited
Redraw facility
Redraw fee: $0
Offset account
Split interest facility
Loan portability
Repayment holiday available
Allow guarantors
Available for first home buyers
Other benefits
Fees
Total estimated upfront fees
$0
Application fee
$0
Legal fee
$0
Valuation fee
$0
Settlement fee
$0
Other upfront fee
$0
Ongoing fee
$0
Discharge fee
$0
