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- Qantas Points Home Loan
Qantas Points Home Loan
- Owner Occupied
- Variable
- 20% min deposit
- P&I
Interest rate p.a.
6.54%
Comparison rate* p.a.
6.54%
Qantas Points Home Loan
- Owner Occupied
- Variable
- 20% min deposit
- P&I
Interest rate p.a.
6.54%
Comparison rate* p.a.
6.54%
Qudos Bank Variable Rate Home Loan overview
For Qantas Points Home Loan (Owner Occupied) (Principal and Interest) (LVR < 80%)
Principal & Interest (P&I)
Loan type
Loan to value ratio
Interest rate
Comparison rate
Interest only
Loan type
Loan to value ratio
Interest rate
Comparison rate
Details
Maximum LVR
80%
Total repayments
Interest rate type
Variable
Borrowing range
$150k - $100m
Suitable for
Owner Occupiers
Loan term range
1 - 30 years
Repayment type
Principal and Interest
Applicable states
ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Repayment options
Fortnightly, Monthly, Weekly
Target Market Determination
Visit Qudos Mutual Limited T/A Qudos Bank to view Target Market Determination.
Features
Extra repayments
Unlimited
Redraw facility
Redraw fee: $0
Offset account
Split interest facility
Loan portability
Repayment holiday available
Allow guarantors
Available for first home buyers
Other benefits
Earn 150 Qantas Points for every $1000 on your loan balance p.a., Complimentary Qantas Frequent Flyer membership, $100 free monthly transaction allowance for ATMs and EFTPOS.
Fees
Total estimated upfront fees
$0
Application fee
$0
Legal fee
$0
Valuation fee
$0
Settlement fee
$0
Other upfront fee
$0
Ongoing fee
$0
Discharge fee
$275
Other Restrictions
Repayment holidays not available on interest only loans
Pros and Cons
For Qantas Points Home Loan
Benefits
- Interest rates ranked in the best 20%
- No upfront or ongoing fees
- 100% full offset account
- Extra repayments and redraw facility
- Free redraw facility
- Split account option
Drawbacks
- Discharge fee at end of loan
- No repayment holidays
