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Investor Rate Cutter
RateCity Says: A competitive home loan offer with added features and few fees from one of Australia's leading low-rate lenders.

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2.09
% p.a
Variable
2.18
% p.a
$1,285
based on $300,000 loan amount for 25 years at 2.09%

On this page
2.09
% p.a
Variable
2.18
% p.a
$1,285
based on $300,000 loan amount for 25 years at 2.09%
Calculate your repayments for this loan
Your estimated repayment
$1,285
based on $300,000 loan amount for 25 years at 2.09%
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Quick home loan review
For Investor Rate Cutter (Principal and Interest) (LVR < 80%)
These are the benefits of this home loan.
- Interest rates ranked in the best 20%
- No ongoing fees
- Extra repayments and redraw facility
- Free redraw facility
- Split account option
- Features on 2021 RateCity Awards
These are the drawbacks of this home loan.
- No offset account
- Higher than average upfront fee
- Discharge fee at end of loan
- No repayment holidays
Home loan overview
For Investor Rate Cutter (Principal and Interest) (LVR < 80%)
- Details
- Features
- Fees
- Application method
Details
Maximum LVR 80% | Total Repayments $385,500 |
Interest rate type Variable | |
Borrowing range
$50k
-
$1m
| Suitable for Investors |
Loan term range 15 - 30 years | Principal & interest |
Interest only | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Features
Extra repayments Unlimited extra repayments | Offset account No |
Redraw facility Redraw fee: $0 | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees 1,170 | Application fee 440 |
Legal fee At Cost | Valuation fee At Cost |
Settlement fee 150 | Other upfront fee 580 |
Ongoing fee $0 | Discharge fee 500 |
Application method
Online | Phone |
Broker | In branch |
- Other Online Instant Approval
Target Market Determination
Visit Reduce Home Loans to view Target Market Determination.
Other Benefits
Optional Offset for $395 p.a.
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