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- Premium Choice Investment Loan Fixed (Principal and Interest) 3 Years (LVR < 90%)
Premium Choice Investment Loan
- Investor
- Fixed 3 years
- 10% min deposit
- P&I
Interest rate p.a.
6.57%
Comparison rate* p.a.
7.63%
Premium Choice Investment Loan
- Investor
- Fixed 3 years
- 10% min deposit
- P&I
Interest rate p.a.
6.57%
Comparison rate* p.a.
7.63%
Calculate your repayments for this loan
$
Your estimated repayment
$3,183
based on 500000 loan amount for 25 years at 6.57%
Monthly Repayment
$3,183
Total interest
$769,885
Total payments
$1,269,885
Start date
05-2024
End date
05-2049
$1,269,885
025 years
Principal owed
Total repayments owed
Interest owed
Pros and Cons
For Premium Choice Investment Loan
Benefits
- Interest rates ranked in the best 20%
- No ongoing fees
- 100% full offset account
- Extra repayments and redraw facility
- Free redraw facility
- Split account option
Drawbacks
- Limited extra repayments
- Loan reverts to higher rate after fixed period
- Higher than average upfront fee
- Discharge fee at end of loan
The Capricornian Fixed - 3 years Rate Home Loan overview
For Premium Choice Investment Loan Fixed (Principal and Interest) 3 Years (LVR < 90%)
Details
Maximum LVR
90%
Total repayments
$1,269,885
Interest rate type
Fixed - 3 years
Borrowing range
$50k - $100m
Suitable for
Investors
Loan term range
1 - 30 years
Repayment type
Principal and Interest
Applicable states
ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Repayment options
Fortnightly, Monthly, Weekly
Target Market Determination
Visit The Capricornian to view Target Market Determination.
Features
Extra repayments
Allowed with restrictions
Redraw facility
Redraw fee: $0
Offset account
Split interest facility
Loan portability
Repayment holiday available
Allow guarantors
Available for first home buyers
Other benefits
Fees
Total estimated upfront fees
$500
Application fee
$500
Legal fee
$0
Valuation fee
$0
Settlement fee
$0
Other upfront fee
$0
Ongoing fee
$0
Discharge fee
$150
Other Restrictions
Application Fee is $500 if LVR <=80% and $600 if LVR >80%
