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  4. Fixed Investment Loan (Principal and Interest) 4 Years

Investment Fixed

  • Investor
  • Fixed 4 years
  • 10% min deposit
  • P&I

Interest rate p.a.

6.34%

Comparison rate* p.a.

6.31%

Investment Fixed

  • Investor
  • Fixed 4 years
  • 10% min deposit
  • P&I

Interest rate p.a.

6.34%

Comparison rate* p.a.

6.31%

Calculate your repayments for this loan

$

Your estimated repayment

$3,108

based on 500000 loan amount for 25 years at 6.34%

Monthly Repayment

$3,108

Total interest

$614,887

Total payments

$1,113,761

Start date

05-2024

End date

05-2049

$1,113,761
025 years
Principal owed
Total repayments owed
Interest owed

Pros and Cons

For Investment Fixed

Benefits

  • Interest rates ranked in the best 20%
  • No upfront or ongoing fees
  • Extra repayments and redraw facility
  • Free redraw facility

Drawbacks

  • Limited extra repayments
  • No offset account
  • Loan reverts to higher rate after fixed period
  • Discharge fee at end of loan
  • No repayment holidays

Tiimely Home Fixed - 4 years Rate Home Loan overview

For Fixed Investment Loan (Principal and Interest) 4 Years

Details

Maximum LVR

90%

Total repayments
Interest rate type

Fixed - 4 years

Borrowing range

$50k - $2m

Suitable for

Investors

Loan term range

7 - 30 years

Repayment type

Principal and Interest

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Repayment options

Fortnightly, Monthly, Weekly

Target Market Determination

Visit Tiimely Home to view Target Market Determination.

Features

Extra repayments

Allowed with restrictions

Redraw facility

Redraw fee: $0

Offset account

Split interest facility

Loan portability

Repayment holiday available

Allow guarantors

Available for first home buyers

Other benefits

Add a 100% offset account for $10 a month. Apply online and get fast approval for this fixed rate, low-fee loan with redraw facilities. Backed by Bendigo and Adelaide Bank, Australia’s fifth largest bank.

Fees

Total estimated upfront fees

$0

Application fee

$0

Legal fee

$0

Valuation fee

$0

Settlement fee

$0

Other upfront fee

$0

Ongoing fee

$0

Discharge fee

$325

Other Restrictions

$60 - $200 PEXA fee applicable

Home loans

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